Is MCMJ or XYLD a better dividend investment in 2026?

MCMJ currently yields 30.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MCMJ offers higher current income.

What is the dividend yield difference between MCMJ and XYLD?

MCMJ has a forward dividend yield of 30.63% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 19.65 percentage points.

Home › Compare › MCMJ vs XYLD

MCMJ vs XYLD: Dividend Comparison 2026

MCMJ yields 30.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCMJ wins by $112.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCMJ

● Live price

30.63%

Share price

$6.53

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$137.2K

Annual income

$18,489.11

Full MCMJ calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MCMJ vs XYLD

📍 MCMJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCMJ	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCMJ + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCMJ pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCMJ

Annual income on $10K today (after 15% tax)

$2,603.37/yr

After 10yr DRIP, annual income (after tax)

$15,715.74/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MCMJ beats the other by $12,979.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCMJ + XYLD for your $10,000?

MCMJ: 50%XYLD: 50%

100% XYLD50/50100% MCMJ

Portfolio after 10yr

$81.3K

Annual income

$10,854.06/yr

Blended yield

13.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCMJ buys

XYLD buys

No recent congressional trades found for MCMJ or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCMJXYLD

Forward yield	30.63% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$137.2K ✓	$25.3K
Annual income after 10y	$18,489.11 ✓	$3,219.02
Total dividends collected	$94.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCMJ vs XYLD ($10,000, DRIP)

Year	MCMJ Portfolio	MCMJ Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,763	$3,062.79	$10,818	$1,098.39	+$2.9K → MCMJ
2	$18,666	$3,939.48	$11,738	$1,222.51	+$6.9K → MCMJ
3	$24,966	$4,993.36	$12,774	$1,364.64	+$12.2K → MCMJ
4	$32,955	$6,241.77	$13,944	$1,527.86	+$19.0K → MCMJ
5	$42,962	$7,700.22	$15,270	$1,715.87	+$27.7K → MCMJ
6	$55,351	$9,381.73	$16,775	$1,933.09	+$38.6K → MCMJ
7	$70,522	$11,296.41	$18,490	$2,184.87	+$52.0K → MCMJ
8	$88,910	$13,451.04	$20,450	$2,477.63	+$68.5K → MCMJ
9	$110,982	$15,848.78	$22,697	$2,819.19	+$88.3K → MCMJ
10	$137,240	$18,489.11	$25,280	$3,219.02	+$112.0K → MCMJ

MCMJ vs XYLD: Complete Analysis 2026

MCMJ — Stock

As of February 4, 2022, Merida Merger Corp. I was acquired by Leafly Holdings, Inc., in a reverse merger transaction. Merida Merger Corp. I does not have significant operations. It intends to enter into a merger, share exchange, asset acquisition, stock purchase, recapitalization, reorganization, or other similar business combination with one or more businesses or entities in the cannabis industry. The company was incorporated in 2019 and is based in New York, New York.

Full MCMJ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.