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MCO vs MOS: Dividend Comparison 2026

MCO yields 0.89% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $929.84M in total portfolio value
10 years
MCO
MCO
● Live price
0.89%
Share price
$432.05
Annual div
$3.85
5Y div CAGR
74.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$207.2K
Annual income
$113,279.94
Full MCO calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — MCO vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCOMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MCO + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCO pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCO
Annual income on $10K today (after 15% tax)
$75.74/yr
After 10yr DRIP, annual income (after tax)
$96,287.95/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $749,562,944.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCO + MOS for your $10,000?

MCO: 50%MOS: 50%
100% MOS50/50100% MCO
Portfolio after 10yr
$465.13M
Annual income
$441,032,659.26/yr
Blended yield
94.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCO right now

MCO
Analyst Ratings
18
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$543.08
+25.7% upside vs current
Range: $480.00 — $620.00
Altman Z
5.3
Piotroski
8/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCO buys
7
MOS buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MCO▼ Sell$1,001 - $15,0002025-09-29
Val Hoyle🏢 House$MCO▼ Sell$1,001 - $15,0002025-09-23
Lisa McClain🏢 House$MCO▼ Sell$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$MCO▼ Sell$1,001 - $15,0002025-06-10
Dan Newhouse🏢 House$MCO▼ Sell$1,001 - $15,0002025-04-11
Lisa McClain🏢 House$MCO▲ Buy$1,001 - $15,0002024-12-11
Valerie Hoyle🏢 House$MCO▲ Buy$1,001 - $15,0002024-10-29
Tommy Tuberville🏛 Senate$MCO▼ Sell$1,001 - $15,0002024-05-03
Ro Khanna🏢 House$MCO▲ Buy$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MCO▲ Buy$15,001 - $50,0002023-10-31
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCOMOS
Forward yield0.89%3.52%
Annual dividend / share$3.85$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.8%100%
Portfolio after 10y$207.2K$930.05M
Annual income after 10y$113,279.94$881,952,038.58
Total dividends collected$178.5K$926.56M
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyHold
Analyst price target$543.08$33.80

Year-by-year: MCO vs MOS ($10,000, DRIP)

YearMCO PortfolioMCO Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$10,856$155.76$11,405$704.56$549.00MOS
2$11,892$276.24$13,705$1,501.91$1.8KMOS
3$13,219$494.35$18,038$3,373.54$4.8KMOS
4$15,042$897.70$27,600$8,299.26$12.6KMOS
5$17,763$1,668.77$53,268$23,735.99$35.5KMOS
6$22,226$3,219.45$142,624$85,627.61$120.4KMOS
7$30,363$6,580.83$581,146$428,538.38$550.8KMOS
8$47,175$14,686.41$3,885,667$3,263,840.61$3.84MMOS
9$87,754$37,276.83$44,947,834$40,790,171.07$44.86MMOS
10$207,177$113,279.94$930,046,221$881,952,038.58$929.84MMOS

MCO vs MOS: Complete Analysis 2026

MCOFinancials

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers offshore analytical and research services with learning solutions and certification programs; and software solutions, as well as related risk management services. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.