HomeCompareMCO vs NSC

MCO vs NSC: Dividend Comparison 2026

MCO yields 0.89% · NSC yields 1.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCO wins by $138.3K in total portfolio value· pulled ahead in Year 6
10 years
MCO
MCO
● Live price
0.89%
Share price
$434.63
Annual div
$3.85
5Y div CAGR
74.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$204.9K
Annual income
$111,723.71
Full MCO calculator →
NSC
NSC
● Live price
1.91%
Share price
$282.99
Annual div
$5.40
5Y div CAGR
43.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$66.6K
Annual income
$17,689.81
Full NSC calculator →

Portfolio growth — MCO vs NSC

📍 MCO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCONSC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MCO + NSC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCO pays
NSC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCO
Annual income on $10K today (after 15% tax)
$75.29/yr
After 10yr DRIP, annual income (after tax)
$94,965.15/yr
NSC
Annual income on $10K today (after 15% tax)
$162.20/yr
After 10yr DRIP, annual income (after tax)
$15,036.34/yr
At 15% tax rate, MCO beats the other by $79,928.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCO + NSC for your $10,000?

MCO: 50%NSC: 50%
100% NSC50/50100% MCO
Portfolio after 10yr
$135.7K
Annual income
$64,706.77/yr
Blended yield
47.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NSC right now

MCO
Analyst Ratings
18
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$543.08
+25.0% upside vs current
Range: $480.00 — $620.00
Altman Z
5.3
Piotroski
8/9
NSC
Analyst Ratings
21
Buy
24
Hold
3
Sell
Consensus: Hold
Price Target
$315.33
+11.4% upside vs current
Range: $288.00 — $342.00
Altman Z
2.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCO buys
7
NSC buys
8
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$NSC▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$NSC▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$MCO▼ Sell$1,001 - $15,0002025-09-29
Val Hoyle🏢 House$MCO▼ Sell$1,001 - $15,0002025-09-23
Julie Johnson🏢 House$NSC▼ Sell$1,001 - $15,0002025-08-14
Lisa McClain🏢 House$MCO▼ Sell$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$MCO▼ Sell$1,001 - $15,0002025-06-10
Marjorie Taylor Greene🏢 House$NSC▲ Buy$1,001 - $15,0002025-05-05
Marjorie Taylor Greene🏢 House$NSC▲ Buy$1,001 - $15,0002025-05-05
Dan Newhouse🏢 House$MCO▼ Sell$1,001 - $15,0002025-04-11
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCONSC
Forward yield0.89%1.91%
Annual dividend / share$3.85$5.40
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.8%43.6%
Portfolio after 10y$204.9K$66.6K
Annual income after 10y$111,723.71$17,689.81
Total dividends collected$176.3K$42.1K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyHold
Analyst price target$543.08$315.33

Year-by-year: MCO vs NSC ($10,000, DRIP)

YearMCO PortfolioMCO Income/yrNSC PortfolioNSC Income/yrGap
1$10,855$154.84$10,974$274.02$119.00NSC
2$11,889$274.58$12,146$403.56$257.00NSC
3$13,213$491.31$13,595$599.44$382.00NSC
4$15,030$891.97$15,448$900.49$418.00NSC
5$17,739$1,657.53$17,902$1,373.16$163.00NSC
6← crossover$22,177$3,196.00$21,291$2,135.67+$886.00MCO
7$30,257$6,527.28$26,190$3,408.75+$4.1KMCO
8$46,923$14,548.15$33,651$5,627.39+$13.3KMCO
9$87,065$36,857.67$45,710$9,703.67+$41.4KMCO
10$204,883$111,723.71$66,599$17,689.81+$138.3KMCO

MCO vs NSC: Complete Analysis 2026

MCOFinancials

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers offshore analytical and research services with learning solutions and certification programs; and software solutions, as well as related risk management services. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

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NSCStock

Norfolk Southern Corporation, together with its subsidiaries, engages in the rail transportation of raw materials, intermediate products, and finished goods in the United States. The company transports agriculture, forest, and consumer products comprising soybeans, wheat, corn, fertilizers, livestock and poultry feed, food products, food oils, flour, sweeteners, ethanol, lumber and wood products, pulp board and paper products, wood fibers, wood pulp, scrap paper, beverages, canned goods, and consumer products; chemicals consist of sulfur and related chemicals, petroleum products, chlorine and bleaching compounds, plastics, rubber, industrial chemicals, chemical wastes, and sand; metals and construction materials, such as steel, aluminum products, machinery, scrap metals, cement, aggregates, minerals, clay, transportation equipment, and military-related products; and automotive, including finished motor vehicles and automotive parts, as well as coal. It also transports overseas freight through various Atlantic and Gulf Coast ports; and provides commuter rail passenger transportation services and operates an intermodal network. As of December 31, 2021, the company operated approximately 19,300 route miles in 22 states and the District of Columbia. Norfolk Southern Corporation was incorporated in 1980 and is based in Atlanta, Georgia.

Full NSC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.