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MCO vs PAYX: Dividend Comparison 2026

MCO yields 0.89% · PAYX yields 4.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PAYX wins by $3.35M in total portfolio value
10 years
MCO
MCO
● Live price
0.89%
Share price
$432.05
Annual div
$3.85
5Y div CAGR
74.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$207.2K
Annual income
$113,279.94
Full MCO calculator →
PAYX
PAYX
● Live price
4.64%
Share price
$93.12
Annual div
$4.32
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.55M
Annual income
$2,654,302.74
Full PAYX calculator →

Portfolio growth — MCO vs PAYX

📍 PAYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCOPAYX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCO + PAYX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCO pays
PAYX pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCO
Annual income on $10K today (after 15% tax)
$75.74/yr
After 10yr DRIP, annual income (after tax)
$96,287.95/yr
PAYX
Annual income on $10K today (after 15% tax)
$394.33/yr
After 10yr DRIP, annual income (after tax)
$2,256,157.33/yr
At 15% tax rate, PAYX beats the other by $2,159,869.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCO + PAYX for your $10,000?

MCO: 50%PAYX: 50%
100% PAYX50/50100% MCO
Portfolio after 10yr
$1.88M
Annual income
$1,383,791.34/yr
Blended yield
73.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCO right now

MCO
Analyst Ratings
18
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$543.08
+25.7% upside vs current
Range: $480.00 — $620.00
Altman Z
5.3
Piotroski
8/9
PAYX
Analyst Ratings
4
Buy
20
Hold
6
Sell
Consensus: Hold
Price Target
$117.00
+25.6% upside vs current
Range: $98.00 — $135.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCO buys
0
PAYX buys
0
No recent congressional trades found for MCO or PAYX in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCOPAYX
Forward yield0.89%4.64%
Annual dividend / share$3.85$4.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR74.8%62.1%
Portfolio after 10y$207.2K$3.55M
Annual income after 10y$113,279.94$2,654,302.74
Total dividends collected$178.5K$3.45M
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyHold
Analyst price target$543.08$117.00

Year-by-year: MCO vs PAYX ($10,000, DRIP)

YearMCO PortfolioMCO Income/yrPAYX PortfolioPAYX Income/yrGap
1← crossover$10,856$155.76$11,452$752.01$596.00PAYX
2$11,892$276.24$13,558$1,304.68$1.7KPAYX
3$13,219$494.35$16,847$2,340.07$3.6KPAYX
4$15,042$897.70$22,432$4,405.11$7.4KPAYX
5$17,763$1,668.77$32,888$8,885.61$15.1KPAYX
6$22,226$3,219.45$54,926$19,735.78$32.7KPAYX
7$30,363$6,580.83$108,704$49,933.81$78.3KPAYX
8$47,175$14,686.41$266,029$149,714.93$218.9KPAYX
9$87,754$37,276.83$839,718$555,067.61$752.0KPAYX
10$207,177$113,279.94$3,552,801$2,654,302.74$3.35MPAYX

MCO vs PAYX: Complete Analysis 2026

MCOFinancials

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers offshore analytical and research services with learning solutions and certification programs; and software solutions, as well as related risk management services. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

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PAYXTechnology

Paychex, Inc. provides integrated human capital management solutions for human resources (HR), payroll, benefits, and insurance services for small to medium-sized businesses in the United States, Europe, and India. It offers payroll processing services; payroll tax administration services; employee payment services; and regulatory compliance services, such as new-hire reporting and garnishment processing. The company also provides HR solutions, including payroll, employer compliance, HR and employee benefits administration, risk management outsourcing, and the on-site availability of a professionally trained HR representative; and retirement services administration, including plan implementation, ongoing compliance with government regulations, employee and employer reporting, participant and employer online access, electronic funds transfer, and other administrative services. In addition, it offers cloud-based HR administration software products for employee benefits management and administration, time and attendance, digital communication solutions, recruiting, and onboarding solutions; plan administration outsourcing and state unemployment insurance services; various business services to small to medium-sized businesses comprising payroll funding and outsourcing services, which include payroll processing, invoicing, and tax preparation; and payment processing services, financial fitness programs, and a small-business loan resource center. Further, the company provides insurance services for property and casualty coverage, such as workers' compensation, business-owner policies, cyber security protection, and commercial auto, as well as health and benefits coverage, including health, dental, vision, and life. It markets and sells its services primarily through its direct sales force. The company was founded in 1971 and is headquartered in Rochester, New York.

Full PAYX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.