Is MCOIF or SCHD a better dividend investment in 2026?

MCOIF currently yields 30.56% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: MCOIF offers higher current income.

What is the dividend yield difference between MCOIF and SCHD?

MCOIF has a forward dividend yield of 30.56% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 27.10 percentage points.

Home › Compare › MCOIF vs SCHD

MCOIF vs SCHD: Dividend Comparison 2026

MCOIF yields 30.56% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCOIF wins by $107.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCOIF

● Live price

30.56%

Share price

$6.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$136.7K

Annual income

$18,374.42

Full MCOIF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — MCOIF vs SCHD

📍 MCOIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCOIF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCOIF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MCOIF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCOIF

Annual income on $10K today (after 15% tax)

$2,597.20/yr

After 10yr DRIP, annual income (after tax)

$15,618.26/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, MCOIF beats the other by $15,256.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCOIF + SCHD for your $10,000?

MCOIF: 50%SCHD: 50%

100% SCHD50/50100% MCOIF

Portfolio after 10yr

$82.8K

Annual income

$9,400.18/yr

Blended yield

11.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCOIF buys

SCHD buys

No recent congressional trades found for MCOIF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCOIFSCHD

Forward yield	30.56% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$136.7K ✓	$29.0K
Annual income after 10y	$18,374.42 ✓	$425.95
Total dividends collected	$93.9K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCOIF vs SCHD ($10,000, DRIP)

Year	MCOIF Portfolio	MCOIF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$13,756	$3,055.53	$11,226	$346.36	+$2.5K → MCOIF
2	$18,647	$3,928.08	$12,572	$357.38	+$6.1K → MCOIF
3	$24,928	$4,976.42	$14,046	$367.84	+$10.9K → MCOIF
4	$32,891	$6,217.65	$15,660	$377.73	+$17.2K → MCOIF
5	$42,860	$7,667.02	$17,425	$387.07	+$25.4K → MCOIF
6	$55,198	$9,337.32	$19,354	$395.86	+$35.8K → MCOIF
7	$70,300	$11,238.43	$21,461	$404.13	+$48.8K → MCOIF
8	$88,598	$13,376.92	$23,762	$411.89	+$64.8K → MCOIF
9	$110,556	$15,755.80	$26,272	$419.15	+$84.3K → MCOIF
10	$136,669	$18,374.42	$29,010	$425.95	+$107.7K → MCOIF

MCOIF vs SCHD: Complete Analysis 2026

MCOIF — Stock

MultiChoice Group Limited, through its subsidiaries, operates video-entertainment subscriber platforms in South Africa, rest of Africa, Europe, and internationally. It operates through South Africa, Rest of Africa, and Technology segments. The company offers digital satellite television, digital terrestrial television, online services, over-the-top, and related video-entertainment services. Its video-entertainment is a commercial service that provides packages of video and audio programming to consumers. The company also provides digital content management and protection systems to protect, manage, and monetize digital media on various platforms. In addition, it broadcasts advertisements on its video entertainment platforms and shows online on its websites; and sells set-top boxes. The company offers its services under the SuperSport, DStv, GOtv, M-Net, Showmax, and Irdeto names. It serves approximately 14 million people in 50 countries across various platforms. The company was founded in 1995 and is headquartered in Randburg, South Africa.

Full MCOIF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.