Is MCPH or DVY a better dividend investment in 2026?

MCPH currently yields 6.67% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: MCPH offers higher current income.

What is the dividend yield difference between MCPH and DVY?

MCPH has a forward dividend yield of 6.67% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 3.17 percentage points.

Home › Compare › MCPH vs DVY

MCPH vs DVY: Dividend Comparison 2026

MCPH yields 6.67% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCPH

● Live price

6.67%

Share price

$30.00

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$0.69

Full MCPH calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — MCPH vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCPH	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCPH + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCPH pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCPH

Annual income on $10K today (after 15% tax)

$566.67/yr

After 10yr DRIP, annual income (after tax)

$0.59/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, DVY beats the other by $371.53/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCPH + DVY for your $10,000?

MCPH: 50%DVY: 50%

100% DVY50/50100% MCPH

Portfolio after 10yr

$23.0K

Annual income

$219.23/yr

Blended yield

0.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCPH buys

DVY buys

No recent congressional trades found for MCPH or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCPHDVY

Forward yield	6.67% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.8K	$25.1K ✓
Annual income after 10y	$0.69	$437.78 ✓
Total dividends collected	$680.00 ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCPH vs DVY ($10,000, DRIP)

Year	MCPH Portfolio	MCPH Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,033	$333.33	$11,050	$349.62	$17.00 → DVY
2	$11,978	$171.86	$12,184	$361.04	$206.00 → DVY
3	$12,903	$87.18	$13,409	$372.07	$506.00 → DVY
4	$13,850	$43.89	$14,730	$382.68	$880.00 → DVY
5	$14,842	$22.01	$16,154	$392.89	$1.3K → DVY
6	$15,892	$11.02	$17,688	$402.69	$1.8K → DVY
7	$17,010	$5.52	$19,338	$412.07	$2.3K → DVY
8	$18,203	$2.76	$21,113	$421.04	$2.9K → DVY
9	$19,479	$1.38	$23,020	$429.61	$3.5K → DVY
10	$20,843	$0.69	$25,070	$437.78	$4.2K → DVY

MCPH vs DVY: Complete Analysis 2026

MCPH — Stock

Midland Capital Holdings Corp. operates as the holding company for Midland Federal Savings and Loan Association that provides various banking products and services to individuals and businesses. The company accepts checking, savings, certificates of deposit, money market, individual retirement, and Christmas club accounts. Its loan products include consumer, business, home mortgage, multi-family, construction, home equity, and home improvement loans. The company also offers ATM/debit and check cards; homeowners, mortgage, automobile, Medicare supplements, condo/renters package, group and individual health, SMP or business owners, and life/term/disability insurance products; investment services comprising annuities, retirement planning, stocks and bonds, mutual funds, business retirement plans, education planning, and tax efficient investments; and real estate tax and land trust services. In addition, it provides merchant card, direct deposit, remote deposit capture, internet banking, online bill payment, safe deposit boxes, wire transfer, notary public, ATM, telephone banking, night depository, money orders, and cashier's checks services. The company was founded in 1914 and is based in Bridgeview, Illinois.

Full MCPH Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.