Is MCRAB or VYM a better dividend investment in 2026?

MCRAB currently yields 0.95% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between MCRAB and VYM?

MCRAB has a forward dividend yield of 0.95% ($0.42/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.46 percentage points.

Home › Compare › MCRAB vs VYM

MCRAB vs VYM: Dividend Comparison 2026

MCRAB yields 0.95% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCRAB wins by $3.89M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

MCRAB

● Live price

0.95%

Share price

$44.00

Annual div

$0.42

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.92M

Annual income

$3,260,381.36

Full MCRAB calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — MCRAB vs VYM

📍 MCRAB pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCRAB	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCRAB + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCRAB pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCRAB

Annual income on $10K today (after 15% tax)

$81.14/yr

After 10yr DRIP, annual income (after tax)

$2,771,324.16/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, MCRAB beats the other by $2,771,087.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCRAB + VYM for your $10,000?

MCRAB: 50%VYM: 50%

100% VYM50/50100% MCRAB

Portfolio after 10yr

$1.97M

Annual income

$1,630,329.95/yr

Blended yield

82.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCRAB buys

VYM buys

No recent congressional trades found for MCRAB or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCRABVYM

Forward yield	0.95%	2.41% ✓
Annual dividend / share	$0.42	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3.92M	$27.8K ✓
Annual income after 10y	$3,260,381.36 ✓	$278.55
Total dividends collected	$3.84M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCRAB vs VYM ($10,000, DRIP)

Year	MCRAB Portfolio	MCRAB Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$10,891	$190.91	$11,151	$241.44	$260.00 → VYM
2	$12,042	$388.63	$12,413	$246.79	$371.00 → VYM
3	$13,688	$803.18	$13,794	$251.79	$106.00 → VYM
4← crossover	$16,353	$1,706.50	$15,306	$256.47	+$1.0K → MCRAB
5	$21,308	$3,810.66	$16,960	$260.84	+$4.3K → MCRAB
6	$32,081	$9,281.13	$18,768	$264.92	+$13.3K → MCRAB
7	$60,445	$26,118.49	$20,745	$268.71	+$39.7K → MCRAB
8	$156,659	$91,983.41	$22,905	$272.24	+$133.8K → MCRAB
9	$613,233	$445,607.87	$25,265	$275.51	+$588.0K → MCRAB
10	$3,916,541	$3,260,381.36	$27,842	$278.55	+$3.89M → MCRAB

MCRAB vs VYM: Complete Analysis 2026

MCRAB — Stock

McRae Industries, Inc. manufactures and sells military combat boots for the United States Army. The company also imports and sells western and work boots. It offers its products for men, women, and children under the Dan Post, Laredo Western Boots, Dingo, McRae Industrial, and McRae Footwear brand names. McRae Industries, Inc. was founded in 1959 and is headquartered in Mount Gilead, North Carolina.

Full MCRAB Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.