Is MCSHF or RYLD a better dividend investment in 2026?

MCSHF currently yields 5.36% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between MCSHF and RYLD?

MCSHF has a forward dividend yield of 5.36% ($0.12/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 6.78 percentage points.

Home › Compare › MCSHF vs RYLD

MCSHF vs RYLD: Dividend Comparison 2026

MCSHF yields 5.36% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCSHF wins by $2.8K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

MCSHF

● Live price

5.36%

Share price

$2.24

Annual div

$0.12

5Y div CAGR

17.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.3K

Annual income

$5,601.18

Full MCSHF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MCSHF vs RYLD

📍 MCSHF pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCSHF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MCSHF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCSHF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCSHF

Annual income on $10K today (after 15% tax)

$455.46/yr

After 10yr DRIP, annual income (after tax)

$4,761.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, MCSHF beats the other by $2,561.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCSHF + RYLD for your $10,000?

MCSHF: 50%RYLD: 50%

100% RYLD50/50100% MCSHF

Portfolio after 10yr

$45.9K

Annual income

$4,094.26/yr

Blended yield

8.92%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

MCSHF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

5.6

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCSHF buys

RYLD buys

No recent congressional trades found for MCSHF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCSHFRYLD

Forward yield	5.36%	12.14% ✓
Annual dividend / share	$0.12	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	17.3% ✓	0%
Portfolio after 10y	$47.3K ✓	$44.5K
Annual income after 10y	$5,601.18 ✓	$2,587.35
Total dividends collected	$22.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCSHF vs RYLD ($10,000, DRIP)

Year	MCSHF Portfolio	MCSHF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,329	$628.54	$11,914	$1,213.65	$585.00 → RYLD
2	$12,902	$780.59	$14,099	$1,351.30	$1.2K → RYLD
3	$14,780	$974.59	$16,580	$1,494.55	$1.8K → RYLD
4	$17,038	$1,223.90	$19,384	$1,642.61	$2.3K → RYLD
5	$19,778	$1,546.74	$22,535	$1,794.70	$2.8K → RYLD
6	$23,130	$1,968.25	$26,063	$1,950.00	$2.9K → RYLD
7	$27,273	$2,523.49	$29,995	$2,107.69	$2.7K → RYLD
8	$32,444	$3,261.87	$34,361	$2,266.99	$1.9K → RYLD
9	$38,969	$4,253.84	$39,194	$2,427.12	$225.00 → RYLD
10← crossover	$47,298	$5,601.18	$44,525	$2,587.35	+$2.8K → MCSHF

MCSHF vs RYLD: Complete Analysis 2026

MCSHF — Stock

Metcash Limited operates as a wholesale distribution and marketing company in Australia and New Zealand. It operates through Food, Liquor, and Hardware segments. The Food segment distributes a range of products and services to independent supermarket and convenience retail outlets. The Liquor segment engages in the distribution of liquor products to independent retail outlets and hotels. The Hardware segment distributes hardware products to independent retail outlets; and operates company owned retail stores. The company sells its products under the IGA, Foodland, Mitre 10, Home Hardware, Total Tools, Cellarbrations, IGA Liquor, and the Bottle-O brand names. Metcash Limited was founded in 1920 and is based in Macquarie Park, Australia.

Full MCSHF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this MCSHF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MCSHF vs SCHD MCSHF vs JEPI MCSHF vs O MCSHF vs KO MCSHF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.