HomeCompareMCYBX vs SCHD

MCYBX vs SCHD: Dividend Comparison 2026

MCYBX yields 17.20% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCYBX wins by $32.4K in total portfolio value
10 years
MCYBX
MCYBX
● Live price
17.20%
Share price
$11.63
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.4K
Annual income
$4,935.48
Full MCYBX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MCYBX vs SCHD

📍 MCYBX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCYBXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCYBX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCYBX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCYBX
Annual income on $10K today (after 15% tax)
$1,461.74/yr
After 10yr DRIP, annual income (after tax)
$4,195.16/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, MCYBX beats the other by $3,833.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCYBX + SCHD for your $10,000?

MCYBX: 50%SCHD: 50%
100% SCHD50/50100% MCYBX
Portfolio after 10yr
$45.2K
Annual income
$2,680.71/yr
Blended yield
5.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCYBX buys
0
SCHD buys
0
No recent congressional trades found for MCYBX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCYBXSCHD
Forward yield17.20%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$61.4K$29.0K
Annual income after 10y$4,935.48$425.95
Total dividends collected$32.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCYBX vs SCHD ($10,000, DRIP)

YearMCYBX PortfolioMCYBX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,420$1,719.69$11,226$346.36+$1.2KMCYBX
2$15,285$1,996.08$12,572$357.38+$2.7KMCYBX
3$18,651$2,295.90$14,046$367.84+$4.6KMCYBX
4$22,575$2,618.19$15,660$377.73+$6.9KMCYBX
5$27,117$2,961.68$17,425$387.07+$9.7KMCYBX
6$32,340$3,324.82$19,354$395.86+$13.0KMCYBX
7$38,309$3,705.81$21,461$404.13+$16.8KMCYBX
8$45,094$4,102.68$23,762$411.89+$21.3KMCYBX
9$52,763$4,513.31$26,272$419.15+$26.5KMCYBX
10$61,392$4,935.48$29,010$425.95+$32.4KMCYBX

MCYBX vs SCHD: Complete Analysis 2026

MCYBXStock

The fund invests at least 80% of its assets in bonds. The investments include corporate, asset-backed, mortgage-backed and U.S. government securities. Although the fund will invest primarily in securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds."

Full MCYBX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.