Is MDBPF or RYLD a better dividend investment in 2026?

MDBPF currently yields 4.55% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between MDBPF and RYLD?

MDBPF has a forward dividend yield of 4.55% ($0.13/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.59 percentage points.

Home › Compare › MDBPF vs RYLD

MDBPF vs RYLD: Dividend Comparison 2026

MDBPF yields 4.55% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $11.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MDBPF

● Live price

4.55%

Share price

$2.78

Annual div

$0.13

5Y div CAGR

10.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$1,929.78

Full MDBPF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MDBPF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MDBPF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MDBPF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

MDBPF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDBPF

Annual income on $10K today (after 15% tax)

$386.41/yr

After 10yr DRIP, annual income (after tax)

$1,640.31/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $558.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MDBPF + RYLD for your $10,000?

MDBPF: 50%RYLD: 50%

100% RYLD50/50100% MDBPF

Portfolio after 10yr

$38.9K

Annual income

$2,258.56/yr

Blended yield

5.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDBPF buys

RYLD buys

No recent congressional trades found for MDBPF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMDBPFRYLD

Forward yield	4.55%	12.14% ✓
Annual dividend / share	$0.13	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	10.3% ✓	0%
Portfolio after 10y	$33.3K	$44.5K ✓
Annual income after 10y	$1,929.78	$2,587.35 ✓
Total dividends collected	$10.7K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MDBPF vs RYLD ($10,000, DRIP)

Year	MDBPF Portfolio	MDBPF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,201	$501.43	$11,914	$1,213.65	$713.00 → RYLD
2	$12,565	$578.99	$14,099	$1,351.30	$1.5K → RYLD
3	$14,114	$669.48	$16,580	$1,494.55	$2.5K → RYLD
4	$15,877	$775.21	$19,384	$1,642.61	$3.5K → RYLD
5	$17,887	$898.95	$22,535	$1,794.70	$4.6K → RYLD
6	$20,183	$1,044.01	$26,063	$1,950.00	$5.9K → RYLD
7	$22,810	$1,214.36	$29,995	$2,107.69	$7.2K → RYLD
8	$25,822	$1,414.76	$34,361	$2,266.99	$8.5K → RYLD
9	$29,280	$1,650.93	$39,194	$2,427.12	$9.9K → RYLD
10	$33,260	$1,929.78	$44,525	$2,587.35	$11.3K → RYLD

MDBPF vs RYLD: Complete Analysis 2026

MDBPF — Stock

Medibank Private Limited provides private health insurance and health services in Australia. The company operates in two segments, Health Insurance and Medibank Health. The Health Insurance segment provides private health insurance products, including hospital cover that offers members with health cover for hospital treatments; and ancillary cover, which provides members with health cover for healthcare services, such as dental, optical, and physiotherapy. This segment also offers health insurance products to overseas visitors and overseas students. The Medibank Health segment provides health management and in-home care services, as well as a range of telehealth services to government and corporate customers; and distributes travel, life, and pet insurance products. The company underwrites its health insurance products under the Medibank and ahm brands Medibank Private Limited was founded in 1976 and is based in Docklands, Australia.

Full MDBPF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.