HomeCompareMDC vs CL

MDC vs CL: Dividend Comparison 2026

MDC yields 3.41% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MDC wins by $791.84M in total portfolio value
10 years
MDC
MDC
● Live price
3.41%
Share price
$62.98
Annual div
$2.15
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$791.88M
Annual income
$749,692,664.33
Full MDC calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — MDC vs CL

📍 MDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDCCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDC + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDC pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDC
Annual income on $10K today (after 15% tax)
$290.17/yr
After 10yr DRIP, annual income (after tax)
$637,238,764.68/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, MDC beats the other by $637,234,173.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDC + CL for your $10,000?

MDC: 50%CL: 50%
100% CL50/50100% MDC
Portfolio after 10yr
$395.96M
Annual income
$374,849,033.14/yr
Blended yield
94.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

MDC
Analyst Ratings
5
Buy
12
Hold
3
Sell
Consensus: Hold
Price Target
$36.83
-41.5% upside vs current
Range: $27.00 — $44.00
Altman Z
3.1
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDC buys
0
CL buys
0
No recent congressional trades found for MDC or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDCCL
Forward yield3.41%2.43%
Annual dividend / share$2.15$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$791.88M$40.8K
Annual income after 10y$749,692,664.33$5,401.96
Total dividends collected$788.81M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold
Analyst price target$36.83$92.45

Year-by-year: MDC vs CL ($10,000, DRIP)

YearMDC PortfolioMDC Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,383$682.76$11,012$312.01+$371.00MDC
2$13,632$1,452.64$12,196$412.95+$1.4KMDC
3$17,838$3,251.80$13,599$549.66+$4.2KMDC
4$27,040$7,953.47$15,288$736.64+$11.8KMDC
5$51,469$22,535.32$17,353$995.28+$34.1KMDC
6$135,246$80,174.97$19,926$1,357.80+$115.3KMDC
7$538,507$393,793.49$23,194$1,873.82+$515.3KMDC
8$3,506,966$2,930,763.07$27,439$2,621.52+$3.48MMDC
9$39,427,705$35,675,251.97$33,088$3,727.38+$39.39MMDC
10$791,880,309$749,692,664.33$40,806$5,401.96+$791.84MMDC

MDC vs CL: Complete Analysis 2026

MDCStock

M.D.C. Holdings, Inc., through its subsidiaries, engages in the homebuilding and financial service businesses. Its homebuilding operations include purchasing finished lots or developing lots for the construction and sale primarily of single-family detached homes to first-time and first-time move-up homebuyers under the Richmond American Homes name. The company conducts its homebuilding operations in Arizona, California, Nevada, New Mexico, Oregon, Texas, Washington, Colorado, Idaho, Utah, Maryland, Pennsylvania, Virginia, Tennessee, and Florida. Its financial services operations comprise originating mortgage loans primarily for homebuyers; providing insurance coverage primarily to its homebuilding subsidiaries and subcontractors for homes sold by its homebuilding subsidiaries, and for work performed in completed subdivisions; acting as a re-insurer on the claims; selling third-party personal property and casualty insurance products to homebuyers; and offering title agency services to homebuilding subsidiaries and customers in Colorado, Florida, Maryland, Nevada, and Virginia. M.D.C. Holdings, Inc. was founded in 1972 and is headquartered in Denver, Colorado.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.