HomeCompareMDIBF vs VYM

MDIBF vs VYM: Dividend Comparison 2026

MDIBF yields 5.66% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MDIBF wins by $12508.94M in total portfolio value
10 years
MDIBF
MDIBF
● Live price
5.66%
Share price
$23.60
Annual div
$1.34
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$12508.97M
Annual income
$12,098,223,368.33
Full MDIBF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — MDIBF vs VYM

📍 MDIBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDIBFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDIBF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDIBF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDIBF
Annual income on $10K today (after 15% tax)
$480.96/yr
After 10yr DRIP, annual income (after tax)
$10,283,489,863.08/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, MDIBF beats the other by $10,283,489,626.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDIBF + VYM for your $10,000?

MDIBF: 50%VYM: 50%
100% VYM50/50100% MDIBF
Portfolio after 10yr
$6254.50M
Annual income
$6,049,111,823.43/yr
Blended yield
96.72%
📊

Analyst Conviction Gap

Where Wall Street is split right now

MDIBF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
3/9
VYM
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDIBF buys
0
VYM buys
0
No recent congressional trades found for MDIBF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDIBFVYM
Forward yield5.66%2.41%
Annual dividend / share$1.34$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$12508.97M$27.8K
Annual income after 10y$12,098,223,368.33$278.55
Total dividends collected$12480.40M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MDIBF vs VYM ($10,000, DRIP)

YearMDIBF PortfolioMDIBF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,832$1,131.66$11,151$241.44+$681.00MDIBF
2$15,163$2,502.70$12,413$246.79+$2.8KMDIBF
3$22,219$5,994.91$13,794$251.79+$8.4KMDIBF
4$40,194$16,420.19$15,306$256.47+$24.9KMDIBF
5$98,530$55,522.31$16,960$260.84+$81.6KMDIBF
6$359,828$254,400.66$18,768$264.92+$341.1KMDIBF
7$2,121,576$1,736,559.50$20,745$268.71+$2.10MMDIBF
8$21,408,208$19,138,122.60$22,905$272.24+$21.39MMDIBF
9$383,873,677$360,966,894.01$25,265$275.51+$383.85MMDIBF
10$12,508,968,203$12,098,223,368.33$27,842$278.55+$12508.94MMDIBF

MDIBF vs VYM: Complete Analysis 2026

MDIBFStock

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment Banking, Principal Investing, and Holding Functions segments. The Wealth Management segment offers asset management and other services to private clients, and affluent and premier customers. The Consumer Banking segment provides a range of consumer credit products comprising personal loans and salary-backed finances; personal loan services for cars and motorcycles, consumer electronics, furniture, and travel; payment services that include credit cards and salary-backed loans; insurance products; and instalment payment solutions for online purchases. The Corporate and Investment Banking segment offers wholesale banking products and services, including lending, advisory, capital market, and proprietary trading services; and specialty finance services, such as factoring and credit management, as well as non-performing loans portfolio acquisitions and management. The Principal Investing segment engages in the equity investment and holding activities. The Holding Functions segment engages in treasury, and asset and liability management operations. The company was founded in 1946 and is headquartered in Milan, Italy.

Full MDIBF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.