Is MDIBY or SCHD a better dividend investment in 2026?

MDIBY currently yields 6.92% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: MDIBY offers higher current income.

What is the dividend yield difference between MDIBY and SCHD?

MDIBY has a forward dividend yield of 6.92% ($1.32/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.46 percentage points.

Home › Compare › MDIBY vs SCHD

MDIBY vs SCHD: Dividend Comparison 2026

MDIBY yields 6.92% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MDIBY wins by $41753.48M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MDIBY

● Live price

6.92%

Share price

$19.00

Annual div

$1.32

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41753.50M

Annual income

$40,626,187,275.80

Full MDIBY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — MDIBY vs SCHD

📍 MDIBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MDIBY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MDIBY + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MDIBY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDIBY

Annual income on $10K today (after 15% tax)

$588.46/yr

After 10yr DRIP, annual income (after tax)

$34,532,259,184.43/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, MDIBY beats the other by $34,532,258,822.37/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MDIBY + SCHD for your $10,000?

MDIBY: 50%SCHD: 50%

100% SCHD50/50100% MDIBY

Portfolio after 10yr

$20876.77M

Annual income

$20,313,093,850.87/yr

Blended yield

97.30%

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Analyst Conviction Gap

Where Wall Street is split right now

MDIBY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.1

Piotroski

3/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDIBY buys

SCHD buys

No recent congressional trades found for MDIBY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMDIBYSCHD

Forward yield	6.92% ✓	3.46%
Annual dividend / share	$1.32 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$41753.50M ✓	$29.0K
Annual income after 10y	$40,626,187,275.80 ✓	$425.95
Total dividends collected	$41676.01M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MDIBY vs SCHD ($10,000, DRIP)

Year	MDIBY Portfolio	MDIBY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,085	$1,384.61	$11,226	$346.36	+$859.00 → MDIBY
2	$16,058	$3,127.57	$12,572	$357.38	+$3.5K → MDIBY
3	$24,950	$7,768.09	$14,046	$367.84	+$10.9K → MDIBY
4	$49,257	$22,560.11	$15,660	$377.73	+$33.6K → MDIBY
5	$135,954	$83,249.08	$17,425	$387.07	+$118.5K → MDIBY
6	$574,958	$429,487.53	$19,354	$395.86	+$555.6K → MDIBY
7	$4,010,217	$3,395,011.54	$21,461	$404.13	+$3.99M → MDIBY
8	$48,551,707	$44,260,775.13	$23,762	$411.89	+$48.53M → MDIBY
9	$1,053,567,767	$1,001,617,440.59	$26,272	$419.15	+$1053.54M → MDIBY
10	$41,753,504,787	$40,626,187,275.80	$29,010	$425.95	+$41753.48M → MDIBY

MDIBY vs SCHD: Complete Analysis 2026

MDIBY — Stock

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment Banking, Principal Investing, and Holding Functions segments. The Wealth Management segment offers asset management and other services to private clients, and affluent and premier customers. The Consumer Banking segment provides a range of consumer credit products comprising personal loans and salary-backed finances; personal loan services for cars and motorcycles, consumer electronics, furniture, and travel; payment services that include credit cards and salary-backed loans; insurance products; and instalment payment solutions for online purchases. The Corporate and Investment Banking segment offers wholesale banking products and services, including lending, advisory, capital market, and proprietary trading services; and specialty finance services, such as factoring and credit management, as well as non-performing loans portfolio acquisitions and management. The Principal Investing segment engages in the equity investment and holding activities. The Holding Functions segment engages in treasury, and asset and liability management operations. The company was founded in 1946 and is headquartered in Milan, Italy.

Full MDIBY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.