Is MDIDX or DVY a better dividend investment in 2026?

MDIDX currently yields 5.00% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: MDIDX offers higher current income.

What is the dividend yield difference between MDIDX and DVY?

MDIDX has a forward dividend yield of 5.00% ($1.37/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.54 percentage points.

Home › Compare › MDIDX vs DVY

MDIDX vs DVY: Dividend Comparison 2026

MDIDX yields 5.00% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MDIDX wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MDIDX

● Live price

5.00%

Share price

$27.33

Annual div

$1.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$688.69

Full MDIDX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — MDIDX vs DVY

📍 MDIDX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MDIDX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MDIDX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MDIDX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDIDX

Annual income on $10K today (after 15% tax)

$425.11/yr

After 10yr DRIP, annual income (after tax)

$585.39/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, MDIDX beats the other by $217.41/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDIDX + DVY for your $10,000?

MDIDX: 50%DVY: 50%

100% DVY50/50100% MDIDX

Portfolio after 10yr

$26.4K

Annual income

$560.80/yr

Blended yield

2.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDIDX buys

DVY buys

No recent congressional trades found for MDIDX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMDIDXDVY

Forward yield	5.00% ✓	3.46%
Annual dividend / share	$1.37	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.8K ✓	$25.0K
Annual income after 10y	$688.69 ✓	$432.91
Total dividends collected	$6.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MDIDX vs DVY ($10,000, DRIP)

Year	MDIDX Portfolio	MDIDX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,200	$500.13	$11,046	$346.43	+$154.00 → MDIDX
2	$12,508	$523.51	$12,177	$357.65	+$331.00 → MDIDX
3	$13,930	$546.38	$13,398	$368.47	+$532.00 → MDIDX
4	$15,473	$568.68	$14,715	$378.89	+$758.00 → MDIDX
5	$17,147	$590.38	$16,134	$388.90	+$1.0K → MDIDX
6	$18,959	$611.43	$17,662	$398.51	+$1.3K → MDIDX
7	$20,917	$631.81	$19,306	$407.71	+$1.6K → MDIDX
8	$23,033	$651.49	$21,074	$416.50	+$2.0K → MDIDX
9	$25,316	$670.45	$22,974	$424.90	+$2.3K → MDIDX
10	$27,777	$688.69	$25,015	$432.91	+$2.8K → MDIDX

MDIDX vs DVY: Complete Analysis 2026

MDIDX — Stock

The investment seeks capital appreciation. The fund is designed to provide diversification within the international asset class by investing the majority of its assets in other mutual funds advised by the adviser, referred to as underlying funds. The adviser seeks to diversify the fund's investments in terms of market capitalization (by including large, mid, and/or small cap underlying funds), by style (by including both growth and value underlying funds), and by geography (by including developed and emerging market underlying funds).

Full MDIDX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this MDIDX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MDIDX vs SCHD MDIDX vs JEPI MDIDX vs O MDIDX vs KO MDIDX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.