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MDLZ vs MOS: Dividend Comparison 2026

MDLZ yields 3.33% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $928.50M in total portfolio value
10 years
MDLZ
MDLZ
● Live price
3.33%
Share price
$58.25
Annual div
$1.94
5Y div CAGR
63.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,087,665.09
Full MDLZ calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — MDLZ vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDLZMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MDLZ + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDLZ pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDLZ
Annual income on $10K today (after 15% tax)
$283.09/yr
After 10yr DRIP, annual income (after tax)
$924,515.33/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $748,734,717.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDLZ + MOS for your $10,000?

MDLZ: 50%MOS: 50%
100% MOS50/50100% MDLZ
Portfolio after 10yr
$465.80M
Annual income
$441,519,851.84/yr
Blended yield
94.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MDLZ right now

MDLZ
Analyst Ratings
31
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$66.46
+14.1% upside vs current
Range: $61.00 — $73.00
Altman Z
2.3
Piotroski
6/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDLZ buys
0
MOS buys
0
No recent congressional trades found for MDLZ or MOS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDLZMOS
Forward yield3.33%3.52%
Annual dividend / share$1.94$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR63.9%100%
Portfolio after 10y$1.55M$930.05M
Annual income after 10y$1,087,665.09$881,952,038.58
Total dividends collected$1.48M$926.56M
Payment frequencyquarterlyquarterly
SectorConsumer StaplesMaterials
Analyst consensusBuyHold
Analyst price target$66.46$33.80

Year-by-year: MDLZ vs MOS ($10,000, DRIP)

YearMDLZ PortfolioMDLZ Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$11,246$545.86$11,405$704.56$159.00MOS
2$12,973$940.31$13,705$1,501.91$732.00MOS
3$15,543$1,661.61$18,038$3,373.54$2.5KMOS
4$19,681$3,049.36$27,600$8,299.26$7.9KMOS
5$26,972$5,914.28$53,268$23,735.99$26.3KMOS
6$41,276$12,415.97$142,624$85,627.61$101.3KMOS
7$73,270$29,104.38$581,146$428,538.38$507.9KMOS
8$157,536$79,136.79$3,885,667$3,263,840.61$3.73MMOS
9$429,194$260,630.79$44,947,834$40,790,171.07$44.52MMOS
10$1,546,903$1,087,665.09$930,046,221$881,952,038.58$928.50MMOS

MDLZ vs MOS: Complete Analysis 2026

MDLZConsumer Staples

Mondelez International, Inc., through its subsidiaries, manufactures, markets, and sells snack food and beverage products in the Latin America, North America, Asia, the Middle East, Africa, and Europe. It provides biscuits, including cookies, crackers, and salted snacks; chocolates; and gums and candies, as well as various cheese and grocery, and powdered beverage products. The company's snack brand portfolio includes Cadbury, Milka, and Toblerone chocolates; Oreo, belVita, and LU biscuits; Halls candies; Trident gums; and Tang powdered beverages. It serves supermarket chains, wholesalers, supercenters, club stores, mass merchandisers, distributors, convenience stores, gasoline stations, drug stores, value stores, and other retail food outlets through direct store delivery, company-owned and satellite warehouses, third party distributors, and other facilities, as well as through independent sales offices and agents, and e-commerce channels. The company was formerly known as Kraft Foods Inc. and changed its name to Mondelez International, Inc. in October 2012. Mondelez International, Inc. was incorporated in 2000 and is headquartered in Chicago, Illinois.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

Full MOS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.