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MDLZ vs USM: Dividend Comparison 2026

MDLZ yields 3.33% · USM yields 2.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MDLZ wins by $1.52M in total portfolio value
10 years
MDLZ
MDLZ
● Live price
3.33%
Share price
$58.25
Annual div
$1.94
5Y div CAGR
63.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.55M
Annual income
$1,087,665.09
Full MDLZ calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — MDLZ vs USM

📍 MDLZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDLZUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDLZ + USM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDLZ pays
USM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDLZ
Annual income on $10K today (after 15% tax)
$283.09/yr
After 10yr DRIP, annual income (after tax)
$924,515.33/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, MDLZ beats the other by $924,254.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDLZ + USM for your $10,000?

MDLZ: 50%USM: 50%
100% USM50/50100% MDLZ
Portfolio after 10yr
$785.2K
Annual income
$543,986.09/yr
Blended yield
69.28%
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Analyst Conviction Gap

Where Wall Street is most bullish on MDLZ right now

MDLZ
Analyst Ratings
31
Buy
8
Hold
2
Sell
Consensus: Buy
Price Target
$66.46
+14.1% upside vs current
Range: $61.00 — $73.00
Altman Z
2.3
Piotroski
6/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDLZ buys
0
USM buys
0
No recent congressional trades found for MDLZ or USM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDLZUSM
Forward yield3.33%2.60%
Annual dividend / share$1.94$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR63.9%0%
Portfolio after 10y$1.55M$23.6K
Annual income after 10y$1,087,665.09$307.09
Total dividends collected$1.48M$2.8K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusBuyHold
Analyst price target$66.46$80.50

Year-by-year: MDLZ vs USM ($10,000, DRIP)

YearMDLZ PortfolioMDLZ Income/yrUSM PortfolioUSM Income/yrGap
1← crossover$11,246$545.86$10,960$259.71+$286.00MDLZ
2$12,973$940.31$11,993$266.01+$980.00MDLZ
3$15,543$1,661.61$13,104$272.04+$2.4KMDLZ
4$19,681$3,049.36$14,300$277.81+$5.4KMDLZ
5$26,972$5,914.28$15,584$283.32+$11.4KMDLZ
6$41,276$12,415.97$16,963$288.56+$24.3KMDLZ
7$73,270$29,104.38$18,444$293.56+$54.8KMDLZ
8$157,536$79,136.79$20,034$298.30+$137.5KMDLZ
9$429,194$260,630.79$21,739$302.81+$407.5KMDLZ
10$1,546,903$1,087,665.09$23,568$307.09+$1.52MMDLZ

MDLZ vs USM: Complete Analysis 2026

MDLZConsumer Staples

Mondelez International, Inc., through its subsidiaries, manufactures, markets, and sells snack food and beverage products in the Latin America, North America, Asia, the Middle East, Africa, and Europe. It provides biscuits, including cookies, crackers, and salted snacks; chocolates; and gums and candies, as well as various cheese and grocery, and powdered beverage products. The company's snack brand portfolio includes Cadbury, Milka, and Toblerone chocolates; Oreo, belVita, and LU biscuits; Halls candies; Trident gums; and Tang powdered beverages. It serves supermarket chains, wholesalers, supercenters, club stores, mass merchandisers, distributors, convenience stores, gasoline stations, drug stores, value stores, and other retail food outlets through direct store delivery, company-owned and satellite warehouses, third party distributors, and other facilities, as well as through independent sales offices and agents, and e-commerce channels. The company was formerly known as Kraft Foods Inc. and changed its name to Mondelez International, Inc. in October 2012. Mondelez International, Inc. was incorporated in 2000 and is headquartered in Chicago, Illinois.

Full MDLZ Calculator →

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.