Is MDVT or QYLD a better dividend investment in 2026?

MDVT currently yields 2.44% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MDVT and QYLD?

MDVT has a forward dividend yield of 2.44% ($1.11/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.48 percentage points.

Home › Compare › MDVT vs QYLD

MDVT vs QYLD: Dividend Comparison 2026

MDVT yields 2.44% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.0K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

MDVT

● Live price

2.44%

Share price

$45.49

Annual div

$1.11

5Y div CAGR

0.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.4K

Annual income

$294.97

Full MDVT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MDVT vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MDVT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MDVT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MDVT pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDVT

Annual income on $10K today (after 15% tax)

$207.41/yr

After 10yr DRIP, annual income (after tax)

$250.72/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,559.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDVT + QYLD for your $10,000?

MDVT: 50%QYLD: 50%

100% QYLD50/50100% MDVT

Portfolio after 10yr

$24.4K

Annual income

$2,977.14/yr

Blended yield

12.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDVT buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMDVTQYLD

Forward yield	2.44%	11.92% ✓
Annual dividend / share	$1.11	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0.3% ✓	0%
Portfolio after 10y	$23.4K	$25.4K ✓
Annual income after 10y	$294.97	$5,659.31 ✓
Total dividends collected	$2.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MDVT vs QYLD ($10,000, DRIP)

Year	MDVT Portfolio	MDVT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,945	$244.74	$10,352	$1,192.36	+$593.00 → MDVT
2	$11,962	$251.09	$10,830	$1,347.57	+$1.1K → MDVT
3	$13,057	$257.24	$11,460	$1,539.07	+$1.6K → MDVT
4	$14,234	$263.20	$12,275	$1,777.84	+$2.0K → MDVT
5	$15,499	$268.96	$13,323	$2,078.95	+$2.2K → MDVT
6	$16,858	$274.54	$14,667	$2,463.34	+$2.2K → MDVT
7	$18,319	$279.92	$16,396	$2,960.57	+$1.9K → MDVT
8	$19,886	$285.11	$18,631	$3,612.97	+$1.3K → MDVT
9	$21,568	$290.13	$21,548	$4,482.15	+$20.00 → MDVT
10← crossover	$23,373	$294.97	$25,398	$5,659.31	$2.0K → QYLD

MDVT vs QYLD: Complete Analysis 2026

MDVT — Stock

Middlebury National Corporation operates as the holding company for National Bank of Middlebury that provides various banking products and services to individuals and business customers. The company offers various savings, checking, money market, and individual retirement accounts; and certificates of deposit, as well as certificates of deposit account registry services. It also provides personal loans, such as auto, recreational vehicle, secured and unsecured personal, and green energy improvement loans; commercial loans consisting of term loans, real estate mortgage, real estate construction mortgage, land loan, checking overdraft line of credit, revolving line of credit, and letter of credit; and medallion signature guarantees. In addition, the company offers merchant, bill pay, e-statements, Mobimoney, mobile wallet, mobile deposit, reorder checks, and Popmoney services; online and mobile banking services; wealth management services; and debit and credit cards. Middlebury National Corporation was founded in 1831 and is based in Middlebury, Vermont.

Full MDVT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this MDVT vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MDVT vs SCHD MDVT vs JEPI MDVT vs O MDVT vs KO MDVT vs MAIN MDVT vs XYLD MDVT vs JEPQ MDVT vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.