HomeCompareMDVT vs VYM

MDVT vs VYM: Dividend Comparison 2026

MDVT yields 2.44% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.5K in total portfolio value
10 years
MDVT
MDVT
● Live price
2.44%
Share price
$45.49
Annual div
$1.11
5Y div CAGR
0.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$294.97
Full MDVT calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — MDVT vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDVTVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDVT + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDVT pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDVT
Annual income on $10K today (after 15% tax)
$207.41/yr
After 10yr DRIP, annual income (after tax)
$250.72/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, MDVT beats the other by $13.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDVT + VYM for your $10,000?

MDVT: 50%VYM: 50%
100% VYM50/50100% MDVT
Portfolio after 10yr
$25.6K
Annual income
$286.75/yr
Blended yield
1.12%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDVT buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDVTVYM
Forward yield2.44%2.41%
Annual dividend / share$1.11$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.3%0%
Portfolio after 10y$23.4K$27.8K
Annual income after 10y$294.97$278.55
Total dividends collected$2.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MDVT vs VYM ($10,000, DRIP)

YearMDVT PortfolioMDVT Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,945$244.74$11,151$241.44$206.00VYM
2$11,962$251.09$12,413$246.79$451.00VYM
3$13,057$257.24$13,794$251.79$737.00VYM
4$14,234$263.20$15,306$256.47$1.1KVYM
5$15,499$268.96$16,960$260.84$1.5KVYM
6$16,858$274.54$18,768$264.92$1.9KVYM
7$18,319$279.92$20,745$268.71$2.4KVYM
8$19,886$285.11$22,905$272.24$3.0KVYM
9$21,568$290.13$25,265$275.51$3.7KVYM
10$23,373$294.97$27,842$278.55$4.5KVYM

MDVT vs VYM: Complete Analysis 2026

MDVTStock

Middlebury National Corporation operates as the holding company for National Bank of Middlebury that provides various banking products and services to individuals and business customers. The company offers various savings, checking, money market, and individual retirement accounts; and certificates of deposit, as well as certificates of deposit account registry services. It also provides personal loans, such as auto, recreational vehicle, secured and unsecured personal, and green energy improvement loans; commercial loans consisting of term loans, real estate mortgage, real estate construction mortgage, land loan, checking overdraft line of credit, revolving line of credit, and letter of credit; and medallion signature guarantees. In addition, the company offers merchant, bill pay, e-statements, Mobimoney, mobile wallet, mobile deposit, reorder checks, and Popmoney services; online and mobile banking services; wealth management services; and debit and credit cards. Middlebury National Corporation was founded in 1831 and is based in Middlebury, Vermont.

Full MDVT Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.