HomeCompareMDWT vs SPHD

MDWT vs SPHD: Dividend Comparison 2026

MDWT yields 7.41% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.6K in total portfolio value
10 years
MDWT
MDWT
● Live price
7.41%
Share price
$26.99
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$0.77
Full MDWT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MDWT vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMDWTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MDWT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MDWT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDWT
Annual income on $10K today (after 15% tax)
$629.98/yr
After 10yr DRIP, annual income (after tax)
$0.65/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $484.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MDWT + SPHD for your $10,000?

MDWT: 50%SPHD: 50%
100% SPHD50/50100% MDWT
Portfolio after 10yr
$23.8K
Annual income
$286.05/yr
Blended yield
1.20%
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Analyst Conviction Gap

Where Wall Street is split right now

MDWT
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
1.0
Piotroski
6/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDWT buys
0
SPHD buys
0
No recent congressional trades found for MDWT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMDWTSPHD
Forward yield7.41%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$21.0K$26.5K
Annual income after 10y$0.77$571.32
Total dividends collected$757.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MDWT vs SPHD ($10,000, DRIP)

YearMDWT PortfolioMDWT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,071$370.58$11,133$432.85$62.00SPHD
2$12,037$191.71$12,363$450.36$326.00SPHD
3$12,977$97.40$13,695$467.39$718.00SPHD
4$13,935$49.07$15,138$483.90$1.2KSPHD
5$14,935$24.62$16,697$499.88$1.8KSPHD
6$15,993$12.33$18,382$515.31$2.4KSPHD
7$17,118$6.17$20,198$530.17$3.1KSPHD
8$18,320$3.09$22,157$544.46$3.8KSPHD
9$19,603$1.54$24,266$558.18$4.7KSPHD
10$20,976$0.77$26,536$571.32$5.6KSPHD

MDWT vs SPHD: Complete Analysis 2026

MDWTStock

Midwest Holding Inc., a financial services company, engages in life and annuity insurance business in the United States. The company offers multi-year guaranteed and fixed indexed annuity products through independent distributors comprising independent marketing organizations. It also provides asset management services to third-party insurers and reinsurers; and other services, including policy administration services. The company was incorporated in 2003 and is based in Lincoln, Nebraska.

Full MDWT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.