Is MEMX or RYLD a better dividend investment in 2026?

MEMX currently yields 1.89% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between MEMX and RYLD?

MEMX has a forward dividend yield of 1.89% ($0.75/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 2.11 percentage points.

Home › Compare › MEMX vs RYLD

MEMX vs RYLD: Dividend Comparison 2026

MEMX yields 1.89% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $5.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MEMX

● Live price

1.89%

Share price

$39.86

Annual div

$0.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.4K

Annual income

$213.61

Full MEMX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — MEMX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MEMX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MEMX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MEMX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MEMX

Annual income on $10K today (after 15% tax)

$160.67/yr

After 10yr DRIP, annual income (after tax)

$181.57/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $582.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MEMX + RYLD for your $10,000?

MEMX: 50%RYLD: 50%

100% RYLD50/50100% MEMX

Portfolio after 10yr

$25.2K

Annual income

$556.41/yr

Blended yield

2.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MEMX buys

RYLD buys

No recent congressional trades found for MEMX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMEMXRYLD

Forward yield	1.89%	4.00% ✓
Annual dividend / share	$0.75	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$22.4K	$28.0K ✓
Annual income after 10y	$213.61	$899.19 ✓
Total dividends collected	$2.0K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MEMX vs RYLD ($10,000, DRIP)

Year	MEMX Portfolio	MEMX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,889	$189.03	$11,120	$420.00	$231.00 → RYLD
2	$11,844	$192.36	$12,357	$458.31	$513.00 → RYLD
3	$12,868	$195.54	$13,721	$499.76	$853.00 → RYLD
4	$13,968	$198.56	$15,227	$544.58	$1.3K → RYLD
5	$15,147	$201.42	$16,885	$593.02	$1.7K → RYLD
6	$16,411	$204.14	$18,713	$645.34	$2.3K → RYLD
7	$17,767	$206.71	$20,724	$701.81	$3.0K → RYLD
8	$19,219	$209.14	$22,938	$762.73	$3.7K → RYLD
9	$20,776	$211.44	$25,372	$828.41	$4.6K → RYLD
10	$22,444	$213.61	$28,047	$899.19	$5.6K → RYLD

MEMX vs RYLD: Complete Analysis 2026

MEMX — Stock

Under normal circumstances, the fund seeks to achieve its investment objective by investing at least 80% of its net assets, which include borrowings for investment purposes, in the common and preferred stocks of companies located in emerging market countries excluding China. The fund may also invest in companies located in developed countries or China; however, the fund may not invest in any company located in a developed country or China if, at the time of purchase, more than 20% of the fund’s assets are invested in a combination of developed market and Chinese companies.

Full MEMX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.