Is MFAEX or HDV a better dividend investment in 2026?

MFAEX currently yields 4.25% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: MFAEX offers higher current income.

What is the dividend yield difference between MFAEX and HDV?

MFAEX has a forward dividend yield of 4.25% ($0.38/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.33 percentage points.

Home › Compare › MFAEX vs HDV

MFAEX vs HDV: Dividend Comparison 2026

MFAEX yields 4.25% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFAEX wins by $2.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFAEX

● Live price

4.25%

Share price

$8.83

Annual div

$0.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$558.63

Full MFAEX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — MFAEX vs HDV

📍 MFAEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFAEX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFAEX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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MFAEX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFAEX

Annual income on $10K today (after 15% tax)

$361.48/yr

After 10yr DRIP, annual income (after tax)

$474.84/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, MFAEX beats the other by $175.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFAEX + HDV for your $10,000?

MFAEX: 50%HDV: 50%

100% HDV50/50100% MFAEX

Portfolio after 10yr

$25.4K

Annual income

$455.67/yr

Blended yield

1.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFAEX buys

HDV buys

No recent congressional trades found for MFAEX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFAEXHDV

Forward yield	4.25% ✓	2.92%
Annual dividend / share	$0.38	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$24.3K
Annual income after 10y	$558.63 ✓	$352.73
Total dividends collected	$5.0K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MFAEX vs HDV ($10,000, DRIP)

Year	MFAEX Portfolio	MFAEX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,125	$425.27	$11,002	$292.38	+$123.00 → MFAEX
2	$12,346	$442.17	$12,084	$300.36	+$262.00 → MFAEX
3	$13,669	$458.59	$13,250	$308.02	+$419.00 → MFAEX
4	$15,100	$474.51	$14,506	$315.35	+$594.00 → MFAEX
5	$16,647	$489.91	$15,858	$322.35	+$789.00 → MFAEX
6	$18,317	$504.76	$17,313	$329.04	+$1.0K → MFAEX
7	$20,119	$519.06	$18,878	$335.42	+$1.2K → MFAEX
8	$22,060	$532.81	$20,560	$341.49	+$1.5K → MFAEX
9	$24,150	$546.00	$22,367	$347.25	+$1.8K → MFAEX
10	$26,399	$558.63	$24,307	$352.73	+$2.1K → MFAEX

MFAEX vs HDV: Complete Analysis 2026

MFAEX — Stock

Normally at least 80% of the fund's assets are invested in mortgage-related securities, including securities collateralized by mortgage loans and contracts for future delivery of such securities (such as to be announced contracts and mortgage dollar rolls). The fund invests primarily in mortgage-related securities that are sponsored or guaranteed by the U.S. government, such as securities issued by government-sponsored entities that are not backed by the full faith and credit of the U.S. government, and non-government mortgage-related securities.

Full MFAEX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.