Is MFAEX or QYLD a better dividend investment in 2026?

MFAEX currently yields 4.25% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MFAEX and QYLD?

MFAEX has a forward dividend yield of 4.25% ($0.38/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.67 percentage points.

Home › Compare › MFAEX vs QYLD

MFAEX vs QYLD: Dividend Comparison 2026

MFAEX yields 4.25% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFAEX wins by $1.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFAEX

● Live price

4.25%

Share price

$8.83

Annual div

$0.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$558.63

Full MFAEX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MFAEX vs QYLD

📍 MFAEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFAEX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFAEX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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MFAEX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFAEX

Annual income on $10K today (after 15% tax)

$361.48/yr

After 10yr DRIP, annual income (after tax)

$474.84/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,335.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFAEX + QYLD for your $10,000?

MFAEX: 50%QYLD: 50%

100% QYLD50/50100% MFAEX

Portfolio after 10yr

$25.9K

Annual income

$3,108.97/yr

Blended yield

12.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFAEX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFAEXQYLD

Forward yield	4.25%	11.92% ✓
Annual dividend / share	$0.38	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$25.4K
Annual income after 10y	$558.63	$5,659.31 ✓
Total dividends collected	$5.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MFAEX vs QYLD ($10,000, DRIP)

Year	MFAEX Portfolio	MFAEX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,125	$425.27	$10,352	$1,192.36	+$773.00 → MFAEX
2	$12,346	$442.17	$10,830	$1,347.57	+$1.5K → MFAEX
3	$13,669	$458.59	$11,460	$1,539.07	+$2.2K → MFAEX
4	$15,100	$474.51	$12,275	$1,777.84	+$2.8K → MFAEX
5	$16,647	$489.91	$13,323	$2,078.95	+$3.3K → MFAEX
6	$18,317	$504.76	$14,667	$2,463.34	+$3.6K → MFAEX
7	$20,119	$519.06	$16,396	$2,960.57	+$3.7K → MFAEX
8	$22,060	$532.81	$18,631	$3,612.97	+$3.4K → MFAEX
9	$24,150	$546.00	$21,548	$4,482.15	+$2.6K → MFAEX
10	$26,399	$558.63	$25,398	$5,659.31	+$1.0K → MFAEX

MFAEX vs QYLD: Complete Analysis 2026

MFAEX — Stock

Normally at least 80% of the fund's assets are invested in mortgage-related securities, including securities collateralized by mortgage loans and contracts for future delivery of such securities (such as to be announced contracts and mortgage dollar rolls). The fund invests primarily in mortgage-related securities that are sponsored or guaranteed by the U.S. government, such as securities issued by government-sponsored entities that are not backed by the full faith and credit of the U.S. government, and non-government mortgage-related securities.

Full MFAEX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.