HomeCompareMFCAX vs SCHD

MFCAX vs SCHD: Dividend Comparison 2026

MFCAX yields 13.51% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFCAX wins by $19.6K in total portfolio value
10 years
MFCAX
MFCAX
● Live price
13.51%
Share price
$37.12
Annual div
$5.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.6K
Annual income
$3,126.02
Full MFCAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MFCAX vs SCHD

📍 MFCAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFCAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MFCAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFCAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFCAX
Annual income on $10K today (after 15% tax)
$1,148.49/yr
After 10yr DRIP, annual income (after tax)
$2,657.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, MFCAX beats the other by $2,295.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFCAX + SCHD for your $10,000?

MFCAX: 50%SCHD: 50%
100% SCHD50/50100% MFCAX
Portfolio after 10yr
$38.8K
Annual income
$1,775.98/yr
Blended yield
4.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFCAX buys
0
SCHD buys
0
No recent congressional trades found for MFCAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFCAXSCHD
Forward yield13.51%3.46%
Annual dividend / share$5.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$48.6K$29.0K
Annual income after 10y$3,126.02$425.95
Total dividends collected$22.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFCAX vs SCHD ($10,000, DRIP)

YearMFCAX PortfolioMFCAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,051$1,351.16$11,226$346.36+$825.00MFCAX
2$14,417$1,521.78$12,572$357.38+$1.8KMFCAX
3$17,127$1,701.38$14,046$367.84+$3.1KMFCAX
4$20,215$1,889.03$15,660$377.73+$4.6KMFCAX
5$23,714$2,083.75$17,425$387.07+$6.3KMFCAX
6$27,658$2,284.49$19,354$395.86+$8.3KMFCAX
7$32,084$2,490.17$21,461$404.13+$10.6KMFCAX
8$37,030$2,699.70$23,762$411.89+$13.3KMFCAX
9$42,534$2,912.00$26,272$419.15+$16.3KMFCAX
10$48,638$3,126.02$29,010$425.95+$19.6KMFCAX

MFCAX vs SCHD: Complete Analysis 2026

MFCAXStock

The Advisor emphasizes stocks which the Investment Adviser believes are undervalued in relation to the business' (or issuer's) long-term earnings power or asset value, or the stock market in general. The advisor intends to invest at least 65% of its total assets in common stocks and equity-related securities (such as convertible debt securities and warrants). It may invest up to 35% of its total assets in debt or fixed income securities, including higher yield, higher risk, lower rated or unrated corporate bonds commonly referred to as "junk bonds."

Full MFCAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.