Is MFCIX or RYLD a better dividend investment in 2026?

MFCIX currently yields 12.79% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: MFCIX offers higher current income.

What is the dividend yield difference between MFCIX and RYLD?

MFCIX has a forward dividend yield of 12.79% ($5.09/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.65 percentage points.

Home › Compare › MFCIX vs RYLD

MFCIX vs RYLD: Dividend Comparison 2026

MFCIX yields 12.79% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFCIX wins by $1.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFCIX

● Live price

12.79%

Share price

$39.75

Annual div

$5.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.5K

Annual income

$2,836.65

Full MFCIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MFCIX vs RYLD

📍 MFCIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFCIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MFCIX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MFCIX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFCIX

Annual income on $10K today (after 15% tax)

$1,087.50/yr

After 10yr DRIP, annual income (after tax)

$2,411.15/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, MFCIX beats the other by $211.91/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFCIX + RYLD for your $10,000?

MFCIX: 50%RYLD: 50%

100% RYLD50/50100% MFCIX

Portfolio after 10yr

$45.5K

Annual income

$2,711.99/yr

Blended yield

5.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFCIX buys

RYLD buys

No recent congressional trades found for MFCIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFCIXRYLD

Forward yield	12.79% ✓	12.14%
Annual dividend / share	$5.09 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.5K ✓	$44.5K
Annual income after 10y	$2,836.65 ✓	$2,587.35
Total dividends collected	$20.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MFCIX vs RYLD ($10,000, DRIP)

Year	MFCIX Portfolio	MFCIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,979	$1,279.42	$11,914	$1,213.65	+$65.00 → MFCIX
2	$14,250	$1,432.40	$14,099	$1,351.30	+$151.00 → MFCIX
3	$16,840	$1,592.47	$16,580	$1,494.55	+$260.00 → MFCIX
4	$19,778	$1,758.78	$19,384	$1,642.61	+$394.00 → MFCIX
5	$23,093	$1,930.45	$22,535	$1,794.70	+$558.00 → MFCIX
6	$26,816	$2,106.55	$26,063	$1,950.00	+$753.00 → MFCIX
7	$30,979	$2,286.14	$29,995	$2,107.69	+$984.00 → MFCIX
8	$35,616	$2,468.29	$34,361	$2,266.99	+$1.3K → MFCIX
9	$40,761	$2,652.08	$39,194	$2,427.12	+$1.6K → MFCIX
10	$46,451	$2,836.65	$44,525	$2,587.35	+$1.9K → MFCIX

MFCIX vs RYLD: Complete Analysis 2026

MFCIX — Stock

The investment seeks long-term growth of capital. The fund emphasizes stocks which the Investment Adviser believes are undervalued in relation to the business' (or issuer's) long-term earnings power or asset value, or the stock market in general. The advisor intends to invest at least 65% of its total assets in common stocks and equity-related securities (such as convertible debt securities and warrants). It may invest up to 35% of its total assets in debt or fixed income securities, including higher yield, higher risk, lower rated or unrated corporate bonds commonly referred to as "junk bonds."

Full MFCIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this MFCIX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MFCIX vs SCHD MFCIX vs JEPI MFCIX vs O MFCIX vs KO MFCIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.