Is MFCSF or XYLD a better dividend investment in 2026?

MFCSF currently yields 2.19% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MFCSF and XYLD?

MFCSF has a forward dividend yield of 2.19% ($0.26/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 9.01 percentage points.

Home › Compare › MFCSF vs XYLD

MFCSF vs XYLD: Dividend Comparison 2026

MFCSF yields 2.19% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFCSF wins by $19.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFCSF

● Live price

2.19%

Share price

$11.90

Annual div

$0.26

5Y div CAGR

33.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.2K

Annual income

$7,370.59

Full MFCSF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — MFCSF vs XYLD

📍 MFCSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFCSF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFCSF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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MFCSF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFCSF

Annual income on $10K today (after 15% tax)

$186.56/yr

After 10yr DRIP, annual income (after tax)

$6,265.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, MFCSF beats the other by $3,416.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFCSF + XYLD for your $10,000?

MFCSF: 50%XYLD: 50%

100% XYLD50/50100% MFCSF

Portfolio after 10yr

$35.5K

Annual income

$5,360.81/yr

Blended yield

15.08%

📊

Analyst Conviction Gap

Where Wall Street is split right now

MFCSF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

2.0

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFCSF buys

XYLD buys

No recent congressional trades found for MFCSF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFCSFXYLD

Forward yield	2.19%	11.20% ✓
Annual dividend / share	$0.26	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	33.1% ✓	0%
Portfolio after 10y	$45.2K ✓	$25.9K
Annual income after 10y	$7,370.59 ✓	$3,351.03
Total dividends collected	$22.1K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MFCSF vs XYLD ($10,000, DRIP)

Year	MFCSF Portfolio	MFCSF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,992	$292.13	$10,840	$1,120.44	+$152.00 → MFCSF
2	$12,161	$399.44	$11,786	$1,249.59	+$375.00 → MFCSF
3	$13,562	$549.70	$12,854	$1,397.78	+$708.00 → MFCSF
4	$15,274	$762.57	$14,063	$1,568.33	+$1.2K → MFCSF
5	$17,411	$1,068.31	$15,434	$1,765.19	+$2.0K → MFCSF
6	$20,145	$1,514.87	$16,995	$1,993.14	+$3.1K → MFCSF
7	$23,735	$2,180.24	$18,777	$2,257.95	+$5.0K → MFCSF
8	$28,592	$3,195.42	$20,818	$2,566.58	+$7.8K → MFCSF
9	$35,382	$4,788.23	$23,163	$2,927.50	+$12.2K → MFCSF
10	$45,229	$7,370.59	$25,865	$3,351.03	+$19.4K → MFCSF

MFCSF vs XYLD: Complete Analysis 2026

MFCSF — Stock

Medical Facilities Corporation, through its subsidiaries, owns and operates specialty surgical hospitals and an ambulatory surgery center in the United States. The company's specialty surgical hospitals provide surgical, imaging, diagnostic, and other pain management procedures; and other ancillary services, such as urgent care and occupational health. It also offers ambulatory surgery center, which performs scheduled outpatient surgical procedures. The company was incorporated in 2004 and is headquartered in Toronto, Canada.

Full MFCSF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.