Is MFDAX or QYLD a better dividend investment in 2026?

MFDAX currently yields 1.42% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MFDAX and QYLD?

MFDAX has a forward dividend yield of 1.42% ($0.13/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.50 percentage points.

Home › Compare › MFDAX vs QYLD

MFDAX vs QYLD: Dividend Comparison 2026

MFDAX yields 1.42% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.7K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

MFDAX

● Live price

1.42%

Share price

$8.98

Annual div

$0.13

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.7K

Annual income

$155.67

Full MFDAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MFDAX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFDAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFDAX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MFDAX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFDAX

Annual income on $10K today (after 15% tax)

$120.68/yr

After 10yr DRIP, annual income (after tax)

$132.32/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,678.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFDAX + QYLD for your $10,000?

MFDAX: 50%QYLD: 50%

100% QYLD50/50100% MFDAX

Portfolio after 10yr

$23.6K

Annual income

$2,907.49/yr

Blended yield

12.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFDAX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFDAXQYLD

Forward yield	1.42%	11.92% ✓
Annual dividend / share	$0.13	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.7K	$25.4K ✓
Annual income after 10y	$155.67	$5,659.31 ✓
Total dividends collected	$1.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MFDAX vs QYLD ($10,000, DRIP)

Year	MFDAX Portfolio	MFDAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,842	$141.98	$10,352	$1,192.36	+$490.00 → MFDAX
2	$11,745	$143.87	$10,830	$1,347.57	+$915.00 → MFDAX
3	$12,713	$145.65	$11,460	$1,539.07	+$1.3K → MFDAX
4	$13,750	$147.34	$12,275	$1,777.84	+$1.5K → MFDAX
5	$14,861	$148.93	$13,323	$2,078.95	+$1.5K → MFDAX
6	$16,052	$150.44	$14,667	$2,463.34	+$1.4K → MFDAX
7	$17,327	$151.87	$16,396	$2,960.57	+$931.00 → MFDAX
8	$18,694	$153.21	$18,631	$3,612.97	+$63.00 → MFDAX
9← crossover	$20,157	$154.47	$21,548	$4,482.15	$1.4K → QYLD
10	$21,723	$155.67	$25,398	$5,659.31	$3.7K → QYLD

MFDAX vs QYLD: Complete Analysis 2026

MFDAX — Stock

The fund seeks to achieve its objective by investing in a diversified portfolio of fixed income securities. It will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in bonds. The fund may also invest in asset-backed and mortgage-backed debt securities. Up to 20% of its assets may be invested in below investment grade securities (commonly known as "junk bonds" or "high yield securities").

Full MFDAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.