Is MFDB or FCPT a better dividend investment in 2026?

MFDB currently yields 64.10% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: MFDB offers higher current income.

What is the dividend yield difference between MFDB and FCPT?

MFDB has a forward dividend yield of 64.10% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 58.05 percentage points.

Home › Compare › MFDB vs FCPT

MFDB vs FCPT: Dividend Comparison 2026

MFDB yields 64.10% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFDB wins by $746.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFDB

● Live price

64.10%

Share price

$3.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$795.1K

Annual income

$195,410.68

Full MFDB calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — MFDB vs FCPT

📍 MFDB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFDB	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFDB + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MFDB pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFDB

Annual income on $10K today (after 15% tax)

$5,448.72/yr

After 10yr DRIP, annual income (after tax)

$166,099.08/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, MFDB beats the other by $161,190.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFDB + FCPT for your $10,000?

MFDB: 50%FCPT: 50%

100% FCPT50/50100% MFDB

Portfolio after 10yr

$422.1K

Annual income

$100,592.98/yr

Blended yield

23.83%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

MFDB

No analyst data

Altman Z

-0.2

Piotroski

2/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFDB buys

FCPT buys

No recent congressional trades found for MFDB or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFDBFCPT

Forward yield	64.10% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$795.1K ✓	$49.1K
Annual income after 10y	$195,410.68 ✓	$5,775.28
Total dividends collected	$667.4K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: MFDB vs FCPT ($10,000, DRIP)

Year	MFDB Portfolio	MFDB Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$17,110	$6,410.26	$11,401	$700.92	+$5.7K → MFDB
2	$28,559	$10,250.57	$13,064	$864.84	+$15.5K → MFDB
3	$46,547	$15,989.83	$15,051	$1,072.48	+$31.5K → MFDB
4	$74,163	$24,356.80	$17,442	$1,337.22	+$56.7K → MFDB
5	$115,622	$36,268.14	$20,340	$1,677.08	+$95.3K → MFDB
6	$176,560	$52,844.22	$23,880	$2,116.57	+$152.7K → MFDB
7	$264,335	$75,416.22	$28,241	$2,689.36	+$236.1K → MFDB
8	$388,361	$105,522.27	$33,660	$3,442.07	+$354.7K → MFDB
9	$560,437	$144,890.81	$40,456	$4,439.95	+$520.0K → MFDB
10	$795,078	$195,410.68	$49,063	$5,775.28	+$746.0K → MFDB

MFDB vs FCPT: Complete Analysis 2026

MFDB — Stock

Mutual Federal Bancorp, Inc. operates as the holding company for Mutual Federal Bank that provides various financial products and services in the United States. It accepts various deposit products, such as checking, savings, money market, certificates of deposit, and individual retirement accounts; and offers mortgage and home equity loans. The company was founded in 1905 and is based in Chicago, Illinois. Mutual Federal Bancorp, Inc. operates as a subsidiary of Mutual Federal Bancorp, MHC.

Full MFDB Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.