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MFDX vs SCHD: Dividend Comparison 2026

MFDX yields 2.86% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.0K in total portfolio value
10 years
MFDX
MFDX
● Live price
2.86%
Share price
$39.83
Annual div
$1.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$344.21
Full MFDX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MFDX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFDXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MFDX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
MFDX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFDX
Annual income on $10K today (after 15% tax)
$243.28/yr
After 10yr DRIP, annual income (after tax)
$292.58/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $66.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFDX + SCHD for your $10,000?

MFDX: 50%SCHD: 50%
100% SCHD50/50100% MFDX
Portfolio after 10yr
$26.5K
Annual income
$383.41/yr
Blended yield
1.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFDX buys
0
SCHD buys
0
No recent congressional trades found for MFDX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFDXSCHD
Forward yield2.86%3.44% ✓
Annual dividend / share$1.14 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.0K$29.0K ✓
Annual income after 10y$344.21$422.61 ✓
Total dividends collected$3.2K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFDX vs SCHD ($10,000, DRIP)

YearMFDX PortfolioMFDX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,986$286.22$11,224$344.10$238.00 → SCHD
2$12,049$293.87$12,567$354.98$518.00 → SCHD
3$13,194$301.22$14,038$365.30$844.00 → SCHD
4$14,426$308.26$15,648$375.06$1.2K → SCHD
5$15,750$314.99$17,410$384.27$1.7K → SCHD
6$17,174$321.42$19,335$392.95$2.2K → SCHD
7$18,704$327.55$21,437$401.10$2.7K → SCHD
8$20,347$333.38$23,733$408.75$3.4K → SCHD
9$22,110$338.94$26,237$415.91$4.1K → SCHD
10$24,002$344.21$28,968$422.61$5.0K → SCHD

MFDX vs SCHD: Complete Analysis 2026

MFDX — Stock

The Fund seeks to track the investment results of the RAFI Dynamic Multi-Factor Developed Ex-U.S. Index.

Full MFDX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.