HomeCompareMFGI vs CL

MFGI vs CL: Dividend Comparison 2026

MFGI yields 2.26% · CL yields 2.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFGI wins by $186.7K in total portfolio value
10 years
MFGI
MFGI
● Live price
2.26%
Share price
$35.00
Annual div
$0.79
5Y div CAGR
56.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.6K
Annual income
$113,362.76
Full MFGI calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — MFGI vs CL

📍 MFGI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFGICL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MFGI + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFGI pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFGI
Annual income on $10K today (after 15% tax)
$191.86/yr
After 10yr DRIP, annual income (after tax)
$96,358.35/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, MFGI beats the other by $91,724.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFGI + CL for your $10,000?

MFGI: 50%CL: 50%
100% CL50/50100% MFGI
Portfolio after 10yr
$134.3K
Annual income
$59,407.23/yr
Blended yield
44.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

MFGI
No analyst data
Altman Z
-0.6
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFGI buys
0
CL buys
0
No recent congressional trades found for MFGI or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFGICL
Forward yield2.26%2.44%
Annual dividend / share$0.79$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR56.2%28.6%
Portfolio after 10y$227.6K$41.0K
Annual income after 10y$113,362.76$5,451.69
Total dividends collected$195.5K$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MFGI vs CL ($10,000, DRIP)

YearMFGI PortfolioMFGI Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,053$352.57$11,014$313.84+$39.00MFGI
2$12,395$568.85$12,200$415.44+$195.00MFGI
3$14,194$931.29$13,607$553.09+$587.00MFGI
4$16,744$1,556.82$15,301$741.41+$1.4KMFGI
5$20,598$2,681.02$17,374$1,002.00+$3.2KMFGI
6$26,854$4,814.40$19,958$1,367.44+$6.9KMFGI
7$37,896$9,162.83$23,243$1,887.87+$14.7KMFGI
8$59,426$18,876.39$27,512$2,642.43+$31.9KMFGI
9$106,796$43,210.69$33,197$3,759.22+$73.6KMFGI
10$227,634$113,362.76$40,973$5,451.69+$186.7KMFGI

MFGI vs CL: Complete Analysis 2026

MFGIStock

Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and families, and companies in the United States. It offers checking, savings, certificates of deposit, and individual retirement accounts; and debit, gift, travel, and credit cards. The company also provides personal loans for cars and autos, boats, trailers, motorcycles, tractors, or RVs; furniture or appliances; debt consolidation services; mortgage, construction, home equity, term, commercial and residential real estate, equipment finance, floor plan, fleet/truck, small business, farming/start-up, and other loans, as well as finance for farming operations, including working capital and input costs, equipment, capital improvements, and others. In addition, it offers investment and trust, treasury management, and mobile and online banking services. It operates branches in Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield, Minnesota; and Onalaska and Eau Claire, Wisconsin. The company was founded in 1875 and is headquartered in Winona, Minnesota.

Full MFGI Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this MFGI vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MFGI vs SCHDMFGI vs JEPIMFGI vs OMFGI vs KOMFGI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.