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MFGI vs YUM: Dividend Comparison 2026

MFGI yields 2.26% · YUM yields 1.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MFGI wins by $119.7K in total portfolio value
10 years
MFGI
MFGI
● Live price
2.26%
Share price
$35.00
Annual div
$0.79
5Y div CAGR
56.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.6K
Annual income
$113,362.76
Full MFGI calculator →
YUM
YUM
● Live price
1.86%
Share price
$154.59
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.9K
Annual income
$40,443.52
Full YUM calculator →

Portfolio growth — MFGI vs YUM

📍 MFGI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFGIYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFGI + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFGI pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFGI
Annual income on $10K today (after 15% tax)
$191.86/yr
After 10yr DRIP, annual income (after tax)
$96,358.35/yr
YUM
Annual income on $10K today (after 15% tax)
$158.35/yr
After 10yr DRIP, annual income (after tax)
$34,376.99/yr
At 15% tax rate, MFGI beats the other by $61,981.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFGI + YUM for your $10,000?

MFGI: 50%YUM: 50%
100% YUM50/50100% MFGI
Portfolio after 10yr
$167.8K
Annual income
$76,903.14/yr
Blended yield
45.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

MFGI
No analyst data
Altman Z
-0.6
Piotroski
5/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+12.0% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFGI buys
0
YUM buys
0
No recent congressional trades found for MFGI or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFGIYUM
Forward yield2.26%1.86%
Annual dividend / share$0.79$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR56.2%51.4%
Portfolio after 10y$227.6K$107.9K
Annual income after 10y$113,362.76$40,443.52
Total dividends collected$195.5K$81.2K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: MFGI vs YUM ($10,000, DRIP)

YearMFGI PortfolioMFGI Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$11,053$352.57$10,982$282.06+$71.00MFGI
2$12,395$568.85$12,189$438.29+$206.00MFGI
3$14,194$931.29$13,731$688.32+$463.00MFGI
4$16,744$1,556.82$15,789$1,097.12+$955.00MFGI
5$20,598$2,681.02$18,679$1,785.08+$1.9KMFGI
6$26,854$4,814.40$22,975$2,988.18+$3.9KMFGI
7$37,896$9,162.83$29,784$5,200.49+$8.1KMFGI
8$59,426$18,876.39$41,408$9,539.16+$18.0KMFGI
9$106,796$43,210.69$63,071$18,765.27+$43.7KMFGI
10$227,634$113,362.76$107,930$40,443.52+$119.7KMFGI

MFGI vs YUM: Complete Analysis 2026

MFGIStock

Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and families, and companies in the United States. It offers checking, savings, certificates of deposit, and individual retirement accounts; and debit, gift, travel, and credit cards. The company also provides personal loans for cars and autos, boats, trailers, motorcycles, tractors, or RVs; furniture or appliances; debt consolidation services; mortgage, construction, home equity, term, commercial and residential real estate, equipment finance, floor plan, fleet/truck, small business, farming/start-up, and other loans, as well as finance for farming operations, including working capital and input costs, equipment, capital improvements, and others. In addition, it offers investment and trust, treasury management, and mobile and online banking services. It operates branches in Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield, Minnesota; and Onalaska and Eau Claire, Wisconsin. The company was founded in 1875 and is headquartered in Winona, Minnesota.

Full MFGI Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.