Is MFIOX or HDV a better dividend investment in 2026?

MFIOX currently yields 4.72% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: MFIOX offers higher current income.

What is the dividend yield difference between MFIOX and HDV?

MFIOX has a forward dividend yield of 4.72% ($0.28/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.80 percentage points.

Home › Compare › MFIOX vs HDV

MFIOX vs HDV: Dividend Comparison 2026

MFIOX yields 4.72% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFIOX wins by $3.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFIOX

● Live price

4.72%

Share price

$5.90

Annual div

$0.28

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.3K

Annual income

$639.03

Full MFIOX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — MFIOX vs HDV

📍 MFIOX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFIOX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFIOX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MFIOX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFIOX

Annual income on $10K today (after 15% tax)

$401.43/yr

After 10yr DRIP, annual income (after tax)

$543.18/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, MFIOX beats the other by $243.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFIOX + HDV for your $10,000?

MFIOX: 50%HDV: 50%

100% HDV50/50100% MFIOX

Portfolio after 10yr

$25.8K

Annual income

$495.88/yr

Blended yield

1.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFIOX buys

HDV buys

No recent congressional trades found for MFIOX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFIOXHDV

Forward yield	4.72% ✓	2.92%
Annual dividend / share	$0.28	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.3K ✓	$24.3K
Annual income after 10y	$639.03 ✓	$352.73
Total dividends collected	$5.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MFIOX vs HDV ($10,000, DRIP)

Year	MFIOX Portfolio	MFIOX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,172	$472.27	$11,002	$292.38	+$170.00 → MFIOX
2	$12,447	$493.12	$12,084	$300.36	+$363.00 → MFIOX
3	$13,832	$513.46	$13,250	$308.02	+$582.00 → MFIOX
4	$15,334	$533.25	$14,506	$315.35	+$828.00 → MFIOX
5	$16,960	$552.46	$15,858	$322.35	+$1.1K → MFIOX
6	$18,718	$571.07	$17,313	$329.04	+$1.4K → MFIOX
7	$20,617	$589.04	$18,878	$335.42	+$1.7K → MFIOX
8	$22,667	$606.36	$20,560	$341.49	+$2.1K → MFIOX
9	$24,876	$623.03	$22,367	$347.25	+$2.5K → MFIOX
10	$27,257	$639.03	$24,307	$352.73	+$3.0K → MFIOX

MFIOX vs HDV: Complete Analysis 2026

MFIOX — Stock

The investment seeks total return with an emphasis on high current income, but also considering capital appreciation. MFS normally invests the fund's assets primarily in a broad range of debt instruments issued by U.S. and foreign corporate, government, and other entities, including below investment grade quality debt instruments and debt instruments of issuers located in emerging market countries. MFS focuses on investing the fund's assets in corporate bonds, mortgage-backed securities and other securitized instruments, U.S. government securities, and debt instruments of issuers located in emerging market countries.

Full MFIOX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.