HomeCompareMFOCX vs SCHD

MFOCX vs SCHD: Dividend Comparison 2026

MFOCX yields 18.53% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFOCX wins by $37.7K in total portfolio value
10 years
MFOCX
MFOCX
● Live price
18.53%
Share price
$26.93
Annual div
$4.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$66.7K
Annual income
$5,739.19
Full MFOCX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MFOCX vs SCHD

📍 MFOCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFOCXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFOCX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFOCX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOCX
Annual income on $10K today (after 15% tax)
$1,574.69/yr
After 10yr DRIP, annual income (after tax)
$4,878.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, MFOCX beats the other by $4,519.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOCX + SCHD for your $10,000?

MFOCX: 50%SCHD: 50%
100% SCHD50/50100% MFOCX
Portfolio after 10yr
$47.8K
Annual income
$3,080.90/yr
Blended yield
6.44%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOCX buys
0
SCHD buys
0
No recent congressional trades found for MFOCX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFOCXSCHD
Forward yield18.53%3.44%
Annual dividend / share$4.99$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$66.7K$29.0K
Annual income after 10y$5,739.19$422.61
Total dividends collected$36.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFOCX vs SCHD ($10,000, DRIP)

YearMFOCX PortfolioMFOCX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,553$1,852.58$11,224$344.10+$1.3KMFOCX
2$15,605$2,173.33$12,567$354.98+$3.0KMFOCX
3$19,222$2,525.00$14,038$365.30+$5.2KMFOCX
4$23,474$2,906.85$15,648$375.06+$7.8KMFOCX
5$28,435$3,317.68$17,410$384.27+$11.0KMFOCX
6$34,182$3,755.90$19,335$392.95+$14.8KMFOCX
7$40,794$4,219.55$21,437$401.10+$19.4KMFOCX
8$48,356$4,706.36$23,733$408.75+$24.6KMFOCX
9$56,954$5,213.81$26,237$415.91+$30.7KMFOCX
10$66,680$5,739.19$28,968$422.61+$37.7KMFOCX

MFOCX vs SCHD: Complete Analysis 2026

MFOCXStock

The fund invests primarily in the common stocks of large companies that are selected for their long-term growth potential. It will normally hold a core position of between 20 and 35 common stocks. In selecting investments for the fund, the investment adviser uses an approach that emphasizes the selection of what the investment adviser believes are stocks of high-quality companies with compelling potential for long-term capital appreciation. The investment approach combines "top-down" analysis and "bottom-up" analysis and security analysis to identify opportunities. The fund is non-diversified.

Full MFOCX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.