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MFOIX vs SCHD: Dividend Comparison 2026

MFOIX yields 13.85% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFOIX wins by $20.7K in total portfolio value
10 years
MFOIX
MFOIX
● Live price
13.85%
Share price
$14.44
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$3,269.25
Full MFOIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MFOIX vs SCHD

📍 MFOIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFOIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFOIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFOIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOIX
Annual income on $10K today (after 15% tax)
$1,177.29/yr
After 10yr DRIP, annual income (after tax)
$2,778.86/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, MFOIX beats the other by $2,416.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOIX + SCHD for your $10,000?

MFOIX: 50%SCHD: 50%
100% SCHD50/50100% MFOIX
Portfolio after 10yr
$39.4K
Annual income
$1,847.59/yr
Blended yield
4.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOIX buys
0
SCHD buys
0
No recent congressional trades found for MFOIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFOIXSCHD
Forward yield13.85%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.7K$29.0K
Annual income after 10y$3,269.25$425.95
Total dividends collected$22.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFOIX vs SCHD ($10,000, DRIP)

YearMFOIX PortfolioMFOIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,085$1,385.04$11,226$346.36+$859.00MFOIX
2$14,495$1,564.33$12,572$357.38+$1.9KMFOIX
3$17,264$1,753.57$14,046$367.84+$3.2KMFOIX
4$20,424$1,951.83$15,660$377.73+$4.8KMFOIX
5$24,012$2,158.07$17,425$387.07+$6.6KMFOIX
6$28,064$2,371.18$19,354$395.86+$8.7KMFOIX
7$32,618$2,590.02$21,461$404.13+$11.2KMFOIX
8$37,715$2,813.42$23,762$411.89+$14.0KMFOIX
9$43,395$3,040.21$26,272$419.15+$17.1KMFOIX
10$49,702$3,269.25$29,010$425.95+$20.7KMFOIX

MFOIX vs SCHD: Complete Analysis 2026

MFOIXStock

The investment seeks capital appreciation. The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities. It invests in approximately 25-30 companies that are considered by the investment adviser to be positioned for long-term earnings growth. The fund may invest in the stocks of companies of any size, although it focuses on large-cap companies. It invests primarily in equity securities of U.S. issuers, but may invest up to 25% of its assets in the equity securities of foreign issuers, including those in emerging market countries. The fund is non-diversified.

Full MFOIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.