HomeCompareMFOMX vs SCHD

MFOMX vs SCHD: Dividend Comparison 2026

MFOMX yields 13.56% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MFOMX wins by $19.8K in total portfolio value
10 years
MFOMX
MFOMX
● Live price
13.56%
Share price
$14.75
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.8K
Annual income
$3,145.93
Full MFOMX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MFOMX vs SCHD

📍 MFOMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMFOMXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MFOMX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MFOMX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFOMX
Annual income on $10K today (after 15% tax)
$1,152.54/yr
After 10yr DRIP, annual income (after tax)
$2,674.04/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, MFOMX beats the other by $2,314.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MFOMX + SCHD for your $10,000?

MFOMX: 50%SCHD: 50%
100% SCHD50/50100% MFOMX
Portfolio after 10yr
$38.9K
Annual income
$1,784.26/yr
Blended yield
4.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFOMX buys
0
SCHD buys
0
No recent congressional trades found for MFOMX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMFOMXSCHD
Forward yield13.56%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$48.8K$29.0K
Annual income after 10y$3,145.93$422.61
Total dividends collected$22.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MFOMX vs SCHD ($10,000, DRIP)

YearMFOMX PortfolioMFOMX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,056$1,355.93$11,224$344.10+$832.00MFOMX
2$14,428$1,527.76$12,567$354.98+$1.9KMFOMX
3$17,146$1,708.70$14,038$365.30+$3.1KMFOMX
4$20,244$1,897.82$15,648$375.06+$4.6KMFOMX
5$23,756$2,094.14$17,410$384.27+$6.3KMFOMX
6$27,715$2,296.59$19,335$392.95+$8.4KMFOMX
7$32,159$2,504.09$21,437$401.10+$10.7KMFOMX
8$37,126$2,715.54$23,733$408.75+$13.4KMFOMX
9$42,654$2,929.84$26,237$415.91+$16.4KMFOMX
10$48,786$3,145.93$28,968$422.61+$19.8KMFOMX

MFOMX vs SCHD: Complete Analysis 2026

MFOMXStock

The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities. It invests in approximately 25-30 companies that are considered by the investment adviser to be positioned for long-term earnings growth. The fund may invest in the stocks of companies of any size, although it focuses on large-cap companies. It invests primarily in equity securities of U.S. issuers, but may invest up to 25% of its assets in the equity securities of foreign issuers, including those in emerging market countries. The fund is non-diversified.

Full MFOMX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.