Is MFVZX or XYLD a better dividend investment in 2026?

MFVZX currently yields 80.21% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MFVZX offers higher current income.

What is the dividend yield difference between MFVZX and XYLD?

MFVZX has a forward dividend yield of 80.21% ($7.90/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 69.23 percentage points.

Home › Compare › MFVZX vs XYLD

MFVZX vs XYLD: Dividend Comparison 2026

MFVZX yields 80.21% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MFVZX wins by $1.65M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MFVZX

● Live price

80.21%

Share price

$9.85

Annual div

$7.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.67M

Annual income

$485,096.64

Full MFVZX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MFVZX vs XYLD

📍 MFVZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MFVZX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MFVZX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

MFVZX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MFVZX

Annual income on $10K today (after 15% tax)

$6,817.96/yr

After 10yr DRIP, annual income (after tax)

$412,332.14/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MFVZX beats the other by $409,595.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MFVZX + XYLD for your $10,000?

MFVZX: 50%XYLD: 50%

100% XYLD50/50100% MFVZX

Portfolio after 10yr

$850.0K

Annual income

$244,157.83/yr

Blended yield

28.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MFVZX buys

XYLD buys

No recent congressional trades found for MFVZX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMFVZXXYLD

Forward yield	80.21% ✓	10.98%
Annual dividend / share	$7.90 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.67M	$25.3K ✓
Annual income after 10y	$485,096.64 ✓	$3,219.02
Total dividends collected	$1.46M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MFVZX vs XYLD ($10,000, DRIP)

Year	MFVZX Portfolio	MFVZX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$18,721	$8,021.13	$10,818	$1,098.39	+$7.9K → MFVZX
2	$34,066	$14,034.07	$11,738	$1,222.51	+$22.3K → MFVZX
3	$60,317	$23,866.29	$12,774	$1,364.64	+$47.5K → MFVZX
4	$104,032	$39,493.04	$13,944	$1,527.86	+$90.1K → MFVZX
5	$174,974	$63,659.94	$15,270	$1,715.87	+$159.7K → MFVZX
6	$287,289	$100,066.76	$16,775	$1,933.09	+$270.5K → MFVZX
7	$460,950	$153,550.59	$18,490	$2,184.87	+$442.5K → MFVZX
8	$723,468	$230,251.49	$20,450	$2,477.63	+$703.0K → MFVZX
9	$1,111,852	$337,741.38	$22,697	$2,819.19	+$1.09M → MFVZX
10	$1,674,778	$485,096.64	$25,280	$3,219.02	+$1.65M → MFVZX

MFVZX vs XYLD: Complete Analysis 2026

MFVZX — Stock

The fund invests primarily in equity securities of U.S. companies that the fund's subadvisers believe are financially sound, valued conservatively by the market, and have improving prospects. It typically invests most of its assets in equity securities of U.S. companies, but may invest in foreign securities and American Depositary Receipts ("ADRs"), including emerging market securities. The fund generally will not invest more than 30% of its total assets in foreign securities.

Full MFVZX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.