Is MGAAF or XYLD a better dividend investment in 2026?

MGAAF currently yields 4.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MGAAF and XYLD?

MGAAF has a forward dividend yield of 4.00% ($0.62/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.98 percentage points.

Home › Compare › MGAAF vs XYLD

MGAAF vs XYLD: Dividend Comparison 2026

MGAAF yields 4.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.6K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

MGAAF

● Live price

4.00%

Share price

$15.51

Annual div

$0.62

5Y div CAGR

-14.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$98.01

Full MGAAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MGAAF vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MGAAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MGAAF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MGAAF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGAAF

Annual income on $10K today (after 15% tax)

$339.70/yr

After 10yr DRIP, annual income (after tax)

$83.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,652.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MGAAF + XYLD for your $10,000?

MGAAF: 50%XYLD: 50%

100% XYLD50/50100% MGAAF

Portfolio after 10yr

$24.0K

Annual income

$1,658.51/yr

Blended yield

6.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGAAF buys

XYLD buys

No recent congressional trades found for MGAAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMGAAFXYLD

Forward yield	4.00%	10.98% ✓
Annual dividend / share	$0.62	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-14.3%	0% ✓
Portfolio after 10y	$22.7K	$25.3K ✓
Annual income after 10y	$98.01	$3,219.02 ✓
Total dividends collected	$2.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MGAAF vs XYLD ($10,000, DRIP)

Year	MGAAF Portfolio	MGAAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,043	$342.50	$10,818	$1,098.39	+$225.00 → MGAAF
2	$12,118	$302.92	$11,738	$1,222.51	+$380.00 → MGAAF
3	$13,233	$266.26	$12,774	$1,364.64	+$459.00 → MGAAF
4	$14,392	$232.87	$13,944	$1,527.86	+$448.00 → MGAAF
5	$15,602	$202.85	$15,270	$1,715.87	+$332.00 → MGAAF
6	$16,871	$176.13	$16,775	$1,933.09	+$96.00 → MGAAF
7← crossover	$18,204	$152.54	$18,490	$2,184.87	$286.00 → XYLD
8	$19,610	$131.83	$20,450	$2,477.63	$840.00 → XYLD
9	$21,097	$113.74	$22,697	$2,819.19	$1.6K → XYLD
10	$22,672	$98.01	$25,280	$3,219.02	$2.6K → XYLD

MGAAF vs XYLD: Complete Analysis 2026

MGAAF — Stock

Morinaga&Co., Ltd. manufactures, purchases, and sells confectionaries, food stuffs, frozen desserts, and health products in Japan and internationally. It offers confectionary products, including caramels, biscuits, chocolates, etc.; food products comprising cocoa, cake mix, etc.; frozen desserts, such as ice cream, etc.; and health products, including jelly drinks, etc. The company also provides health foods and beverages through mail services. It offers its products under the Morinaga Milk Caramel, Morinaga Milk Cocoa, Morinaga Ramune, Ottotto, Morinaga Biscuits, Chocoball, Amazake, Carré de chocolat, DARS, HI-CHEW, Morinaga Cocoa, Choco Monaka Jumbo, Vanilla Monaka Jumbo, Pari Pari Bar, Ita Choco Ice, ICEBOX, Morinaga Aojiru, Morinaga Collagen Drink, in BAR, and in Jelly brands. The company was founded in 1899 and is headquartered in Tokyo, Japan.

Full MGAAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.