Is MGIC or QYLD a better dividend investment in 2026?

MGIC currently yields 5.81% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MGIC and QYLD?

MGIC has a forward dividend yield of 5.81% ($1.01/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 6.43 percentage points.

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MGIC vs QYLD: Dividend Comparison 2026

MGIC yields 5.81% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.9K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

MGIC

● Live price

5.81%

Share price

$17.38

Annual div

$1.01

5Y div CAGR

-33.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.6K

Annual income

$10.95

Full MGIC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — MGIC vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MGIC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MGIC + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MGIC pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGIC

Annual income on $10K today (after 15% tax)

$493.96/yr

After 10yr DRIP, annual income (after tax)

$9.31/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $5,123.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MGIC + QYLD for your $10,000?

MGIC: 50%QYLD: 50%

100% QYLD50/50100% MGIC

Portfolio after 10yr

$24.1K

Annual income

$3,024.90/yr

Blended yield

12.56%

📊

Analyst Conviction Gap

Where Wall Street is split right now

MGIC

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$18.50

+6.4% upside vs current

Range: $15.00 — $22.00

Altman Z

3.6

Piotroski

6/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGIC buys

QYLD buys

No recent congressional trades found for MGIC or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMGICQYLD

Forward yield	5.81%	12.24% ✓
Annual dividend / share	$1.01	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-33.4%	0% ✓
Portfolio after 10y	$21.6K	$26.5K ✓
Annual income after 10y	$10.95	$6,038.84 ✓
Total dividends collected	$1.2K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MGIC vs QYLD ($10,000, DRIP)

Year	MGIC Portfolio	MGIC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,087	$387.03	$10,384	$1,224.49	+$703.00 → MGIC
2	$12,130	$267.09	$10,900	$1,388.18	+$1.2K → MGIC
3	$13,161	$181.88	$11,576	$1,590.76	+$1.6K → MGIC
4	$14,205	$122.83	$12,447	$1,844.20	+$1.8K → MGIC
5	$15,282	$82.52	$13,567	$2,164.97	+$1.7K → MGIC
6	$16,407	$55.26	$15,003	$2,576.05	+$1.4K → MGIC
7	$17,593	$36.93	$16,853	$3,110.04	+$740.00 → MGIC
8← crossover	$18,849	$24.64	$19,251	$3,813.85	$402.00 → QYLD
9	$20,185	$16.43	$22,390	$4,756.08	$2.2K → QYLD
10	$21,609	$10.95	$26,548	$6,038.84	$4.9K → QYLD

MGIC vs QYLD: Complete Analysis 2026

MGIC — Stock

Magic Software Enterprises Ltd. provides proprietary application development, business process integration, vertical software solutions, and information technologies (IT) outsourcing software services in Israel and internationally. The company's Software Services segment develops, markets, sells, and supports application platform, software applications, and business and process integration solutions and related services. Its IT Professional Services segment offers IT services in the areas of infrastructure design and delivery, application development, technology planning and implementation services, communications services and solutions, and supplemental outsourcing services. The company offers proprietary application platforms, such as Magic xpa for developing and deploying business applications; AppBuilder for building, deploying, and maintaining high-end and mainframe-grade business applications; Magic xpi for application integration; FactoryEye for virtualization of production data; BusinessEye for organizational business intelligence; and Magic SmartUX for cross-platform mobile business applications. It also provides vertical software solutions comprising Clicks, a software solution for healthcare providers; Leap, a software solution for business support systems; Hermes Cargo, a packaged software solution for managing air cargo ground handling; HR Pulse, a single-tenant software as a service tool; MBS Solution, a system for managing TV broadcast management; Nativ, a system for management of rehabilitation centers; and Mobisale, a system for sales and distribution field activities for consumer goods manufacturers and wholesalers. In addition, the company provides software maintenance, support, training, and consulting services. The company was formerly known as Mashov Software Export (1983) Ltd. and changed its name to Magic Software Enterprises Ltd. in 1991. Magic Software Enterprises Ltd. was incorporated in 1983 and is headquartered in Or Yehuda, Israel.

Full MGIC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.