HomeCompareMGOV vs XYLD

MGOV vs XYLD: Dividend Comparison 2026

MGOV yields 4.97% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MGOV wins by $2.4K in total portfolio value
10 years
MGOV
MGOV
● Live price
4.97%
Share price
$20.22
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$683.31
Full MGOV calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — MGOV vs XYLD

📍 MGOV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMGOVXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MGOV + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MGOV pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGOV
Annual income on $10K today (after 15% tax)
$422.58/yr
After 10yr DRIP, annual income (after tax)
$580.81/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,155.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MGOV + XYLD for your $10,000?

MGOV: 50%XYLD: 50%
100% XYLD50/50100% MGOV
Portfolio after 10yr
$26.5K
Annual income
$1,951.17/yr
Blended yield
7.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGOV buys
0
XYLD buys
0
No recent congressional trades found for MGOV or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMGOVXYLD
Forward yield4.97%10.98%
Annual dividend / share$1.01$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.7K$25.3K
Annual income after 10y$683.31$3,219.02
Total dividends collected$5.9K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MGOV vs XYLD ($10,000, DRIP)

YearMGOV PortfolioMGOV Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,197$497.16$10,818$1,098.39+$379.00MGOV
2$12,501$520.25$11,738$1,222.51+$763.00MGOV
3$13,919$542.85$12,774$1,364.64+$1.1KMGOV
4$15,458$564.88$13,944$1,527.86+$1.5KMGOV
5$17,127$586.30$15,270$1,715.87+$1.9KMGOV
6$18,933$607.08$16,775$1,933.09+$2.2KMGOV
7$20,885$627.19$18,490$2,184.87+$2.4KMGOV
8$22,994$646.61$20,450$2,477.63+$2.5KMGOV
9$25,269$665.32$22,697$2,819.19+$2.6KMGOV
10$27,721$683.31$25,280$3,219.02+$2.4KMGOV

MGOV vs XYLD: Complete Analysis 2026

MGOVStock

The First Trust Intermediate Government Opportunities ETF seeks to maximize long-term total return. Under normal market conditions, the Fund will invest at least 80% of its net assets (plus any borrowings for investment purposes) in a portfolio of debt securities issued or guaranteed by the U.S. government (including U.S. Treasury bonds, notes and bills), its agencies or government-sponsored entities ("Government Securities"). The Fund's investments in Government Securities include publicly-issued U.S. Treasury securities and mortgage-related securities such as pass-through securities, collateralized mortgage obligations ("CMOs") and commercial mortgage-backed securities ("CMBS"). The Fund may also invest in exchange-traded funds that principally invest in Government Securities as well as futures contracts, options and swap agreements that utilize Government Securities as their reference asset. The Fund may purchase mortgage-related securities in "to-be-announced" transactions, including mortgage dollar rolls. The Fund may invest in fixed or floating rate securities.

Full MGOV Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.