Is MGPUF or XYLD a better dividend investment in 2026?

MGPUF currently yields 7.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MGPUF and XYLD?

MGPUF has a forward dividend yield of 7.98% ($0.28/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.00 percentage points.

Home › Compare › MGPUF vs XYLD

MGPUF vs XYLD: Dividend Comparison 2026

MGPUF yields 7.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.8K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

MGPUF

● Live price

7.98%

Share price

$3.46

Annual div

$0.28

5Y div CAGR

-32.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.5K

Annual income

$19.02

Full MGPUF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MGPUF vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MGPUF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MGPUF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MGPUF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGPUF

Annual income on $10K today (after 15% tax)

$678.58/yr

After 10yr DRIP, annual income (after tax)

$16.17/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,720.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MGPUF + XYLD for your $10,000?

MGPUF: 50%XYLD: 50%

100% XYLD50/50100% MGPUF

Portfolio after 10yr

$23.9K

Annual income

$1,619.02/yr

Blended yield

6.77%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MGPUF right now

MGPUF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.3

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGPUF buys

XYLD buys

No recent congressional trades found for MGPUF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMGPUFXYLD

Forward yield	7.98%	10.98% ✓
Annual dividend / share	$0.28	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-32.1%	0% ✓
Portfolio after 10y	$22.5K	$25.3K ✓
Annual income after 10y	$19.02	$3,219.02 ✓
Total dividends collected	$1.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MGPUF vs XYLD ($10,000, DRIP)

Year	MGPUF Portfolio	MGPUF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,242	$542.06	$10,818	$1,098.39	+$424.00 → MGPUF
2	$12,416	$386.71	$11,738	$1,222.51	+$678.00 → MGPUF
3	$13,556	$271.01	$12,774	$1,364.64	+$782.00 → MGPUF
4	$14,693	$187.77	$13,944	$1,527.86	+$749.00 → MGPUF
5	$15,850	$129.15	$15,270	$1,715.87	+$580.00 → MGPUF
6	$17,048	$88.41	$16,775	$1,933.09	+$273.00 → MGPUF
7← crossover	$18,302	$60.34	$18,490	$2,184.87	$188.00 → XYLD
8	$19,624	$41.11	$20,450	$2,477.63	$826.00 → XYLD
9	$21,026	$27.97	$22,697	$2,819.19	$1.7K → XYLD
10	$22,516	$19.02	$25,280	$3,219.02	$2.8K → XYLD

MGPUF vs XYLD: Complete Analysis 2026

MGPUF — Stock

M&G plc, through its subsidiaries, engages in savings and investment businesses in the United Kingdom and internationally. The company operates through two segments, Asset Management, and Retail and Savings. It offers retirement, savings, and investment management solutions to its retail and institutional customers. The company also provides individual and corporate pensions, annuities, life, savings, and investment products. It serves individual savers and investors, financial advisers and paraplanners, and institutional investors. The company was formerly known as M&G Prudential PLC and changed its name to M&G plc in September 2019. M&G plc was founded in 1848 and is headquartered in London, the United Kingdom.

Full MGPUF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.