Is MGRIX or XYLD a better dividend investment in 2026?

MGRIX currently yields 17.62% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MGRIX offers higher current income.

What is the dividend yield difference between MGRIX and XYLD?

MGRIX has a forward dividend yield of 17.62% ($4.07/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.64 percentage points.

Home › Compare › MGRIX vs XYLD

MGRIX vs XYLD: Dividend Comparison 2026

MGRIX yields 17.62% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MGRIX wins by $37.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MGRIX

● Live price

17.62%

Share price

$23.12

Annual div

$4.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.1K

Annual income

$5,184.56

Full MGRIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MGRIX vs XYLD

📍 MGRIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MGRIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MGRIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MGRIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MGRIX

Annual income on $10K today (after 15% tax)

$1,498.09/yr

After 10yr DRIP, annual income (after tax)

$4,406.88/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MGRIX beats the other by $1,670.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MGRIX + XYLD for your $10,000?

MGRIX: 50%XYLD: 50%

100% XYLD50/50100% MGRIX

Portfolio after 10yr

$44.2K

Annual income

$4,201.79/yr

Blended yield

9.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MGRIX buys

XYLD buys

No recent congressional trades found for MGRIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMGRIXXYLD

Forward yield	17.62% ✓	10.98%
Annual dividend / share	$4.07	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$63.1K ✓	$25.3K
Annual income after 10y	$5,184.56 ✓	$3,219.02
Total dividends collected	$33.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MGRIX vs XYLD ($10,000, DRIP)

Year	MGRIX Portfolio	MGRIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,462	$1,762.46	$10,818	$1,098.39	+$1.6K → MGRIX
2	$15,388	$2,052.76	$11,738	$1,222.51	+$3.6K → MGRIX
3	$18,833	$2,368.76	$12,774	$1,364.64	+$6.1K → MGRIX
4	$22,861	$2,709.55	$13,944	$1,527.86	+$8.9K → MGRIX
5	$27,536	$3,073.87	$15,270	$1,715.87	+$12.3K → MGRIX
6	$32,923	$3,460.14	$16,775	$1,933.09	+$16.1K → MGRIX
7	$39,094	$3,866.50	$18,490	$2,184.87	+$20.6K → MGRIX
8	$46,122	$4,290.87	$20,450	$2,477.63	+$25.7K → MGRIX
9	$54,081	$4,731.01	$22,697	$2,819.19	+$31.4K → MGRIX
10	$63,052	$5,184.56	$25,280	$3,219.02	+$37.8K → MGRIX

MGRIX vs XYLD: Complete Analysis 2026

MGRIX — Stock

The fund invests primarily in the common stocks of large companies that are selected for their long-term growth potential. It will normally hold a core position of up to 50 common stocks. In selecting investments for the fund, the investment adviser uses an approach that emphasizes the selection of what the investment adviser believes are stocks of high-quality companies with compelling potential for long-term capital appreciation. The investment approach combines "top-down" macro-economic analysis with "bottom-up" company and security analysis.

Full MGRIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.