Is MHI or QYLD a better dividend investment in 2026?

MHI currently yields 3.91% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MHI and QYLD?

MHI has a forward dividend yield of 3.91% ($0.35/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.01 percentage points.

Home › Compare › MHI vs QYLD

MHI vs QYLD: Dividend Comparison 2026

MHI yields 3.91% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.0K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

MHI

● Live price

3.91%

Share price

$8.95

Annual div

$0.35

5Y div CAGR

-26.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.4K

Annual income

$20.10

Full MHI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MHI vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MHI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MHI + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MHI pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MHI

Annual income on $10K today (after 15% tax)

$332.59/yr

After 10yr DRIP, annual income (after tax)

$17.09/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,793.33/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MHI + QYLD for your $10,000?

MHI: 50%QYLD: 50%

100% QYLD50/50100% MHI

Portfolio after 10yr

$23.4K

Annual income

$2,839.71/yr

Blended yield

12.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MHI buys

QYLD buys

No recent congressional trades found for MHI or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMHIQYLD

Forward yield	3.91%	11.92% ✓
Annual dividend / share	$0.35	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-26.3%	0% ✓
Portfolio after 10y	$21.4K	$25.4K ✓
Annual income after 10y	$20.10	$5,659.31 ✓
Total dividends collected	$1.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MHI vs QYLD ($10,000, DRIP)

Year	MHI Portfolio	MHI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,988	$288.37	$10,352	$1,192.36	+$636.00 → MHI
2	$11,976	$218.26	$10,830	$1,347.57	+$1.1K → MHI
3	$12,978	$163.84	$11,460	$1,539.07	+$1.5K → MHI
4	$14,009	$122.30	$12,275	$1,777.84	+$1.7K → MHI
5	$15,080	$90.93	$13,323	$2,078.95	+$1.8K → MHI
6	$16,203	$67.42	$14,667	$2,463.34	+$1.5K → MHI
7	$17,387	$49.90	$16,396	$2,960.57	+$991.00 → MHI
8	$18,641	$36.88	$18,631	$3,612.97	+$10.00 → MHI
9← crossover	$19,974	$27.23	$21,548	$4,482.15	$1.6K → QYLD
10	$21,392	$20.10	$25,398	$5,659.31	$4.0K → QYLD

MHI vs QYLD: Complete Analysis 2026

MHI — Stock

Pioneer Municipal High Income Fund, Inc. is a closed-ended fixed income mutual fund launched and managed by Pioneer Investment Management, Inc. It invests in the fixed income markets of the United States. The fund primarily invests in municipal securities. It seeks to invest in securities across the credit rating and maturity spectrum. The fund benchmarks the performance of its portfolio against the Barclays Municipal Bond Index and Barclays High Yield Municipal Bond Index. Pioneer Municipal High Income Fund, Inc. was formed on March 13, 2003 and is domiciled in the United States.

Full MHI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this MHI vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MHI vs SCHD MHI vs JEPI MHI vs O MHI vs KO MHI vs MAIN MHI vs XYLD MHI vs JEPQ MHI vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.