Is MHLD or RYLD a better dividend investment in 2026?

MHLD currently yields 173.91% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: MHLD offers higher current income.

What is the dividend yield difference between MHLD and RYLD?

MHLD has a forward dividend yield of 173.91% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 161.77 percentage points.

Home › Compare › MHLD vs RYLD

MHLD vs RYLD: Dividend Comparison 2026

MHLD yields 173.91% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MHLD wins by $54.39M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MHLD

● Live price

173.91%

Share price

$1.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.43M

Annual income

$25,540,526.13

Full MHLD calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MHLD vs RYLD

📍 MHLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MHLD	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MHLD + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MHLD pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MHLD

Annual income on $10K today (after 15% tax)

$14,782.61/yr

After 10yr DRIP, annual income (after tax)

$21,709,447.21/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, MHLD beats the other by $21,707,247.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MHLD + RYLD for your $10,000?

MHLD: 50%RYLD: 50%

100% RYLD50/50100% MHLD

Portfolio after 10yr

$27.24M

Annual income

$12,771,556.74/yr

Blended yield

46.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MHLD right now

MHLD

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

-1.1

Piotroski

2/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MHLD buys

RYLD buys

No recent congressional trades found for MHLD or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMHLDRYLD

Forward yield	173.91% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54.43M ✓	$44.5K
Annual income after 10y	$25,540,526.13 ✓	$2,587.35
Total dividends collected	$50.87M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MHLD vs RYLD ($10,000, DRIP)

Year	MHLD Portfolio	MHLD Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$28,091	$17,391.30	$11,914	$1,213.65	+$16.2K → MHLD
2	$75,716	$45,658.36	$14,099	$1,351.30	+$61.6K → MHLD
3	$196,031	$115,014.49	$16,580	$1,494.55	+$179.5K → MHLD
4	$488,047	$278,294.64	$19,384	$1,642.61	+$468.7K → MHLD
5	$1,169,740	$647,528.81	$22,535	$1,794.70	+$1.15M → MHLD
6	$2,702,070	$1,450,448.98	$26,063	$1,950.00	+$2.68M → MHLD
7	$6,022,526	$3,131,310.54	$29,995	$2,107.69	+$5.99M → MHLD
8	$12,966,757	$6,522,654.60	$34,361	$2,266.99	+$12.93M → MHLD
9	$26,999,249	$13,124,818.72	$39,194	$2,427.12	+$26.96M → MHLD
10	$54,429,723	$25,540,526.13	$44,525	$2,587.35	+$54.39M → MHLD

MHLD vs RYLD: Complete Analysis 2026

MHLD — Stock

Maiden Holdings, Ltd., through its subsidiaries, provides property and casualty reinsurance solutions to regional and specialty insurers in Europe, the United States, and internationally. It operates in two segments: Diversified Reinsurance and AmTrust Reinsurance. The company writes treaties on a quota share basis and excess of loss basis. It also offers auto and credit life insurance products through its insurer partners to retail clients; and a range of legacy services to small insurance companies. The company was founded in 2007 and is headquartered in Pembroke, Bermuda.

Full MHLD Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.