Is MHN or XYLD a better dividend investment in 2026?

MHN currently yields 6.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MHN and XYLD?

MHN has a forward dividend yield of 6.00% ($0.62/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.98 percentage points.

Home › Compare › MHN vs XYLD

MHN vs XYLD: Dividend Comparison 2026

MHN yields 6.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MHN wins by $22.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MHN

● Live price

6.00%

Share price

$10.30

Annual div

$0.62

5Y div CAGR

15.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.8K

Annual income

$5,417.29

Full MHN calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MHN vs XYLD

📍 MHN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MHN	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MHN + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MHN pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MHN

Annual income on $10K today (after 15% tax)

$510.00/yr

After 10yr DRIP, annual income (after tax)

$4,604.70/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MHN beats the other by $1,868.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MHN + XYLD for your $10,000?

MHN: 50%XYLD: 50%

100% XYLD50/50100% MHN

Portfolio after 10yr

$36.6K

Annual income

$4,318.15/yr

Blended yield

11.81%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

MHN

Analyst Ratings

Sell

Consensus: Sell

Altman Z

0.8

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MHN buys

XYLD buys

No recent congressional trades found for MHN or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMHNXYLD

Forward yield	6.00%	10.98% ✓
Annual dividend / share	$0.62	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	15.4% ✓	0%
Portfolio after 10y	$47.8K ✓	$25.3K
Annual income after 10y	$5,417.29 ✓	$3,219.02
Total dividends collected	$23.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MHN vs XYLD ($10,000, DRIP)

Year	MHN Portfolio	MHN Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,392	$692.40	$10,818	$1,098.39	+$574.00 → MHN
2	$13,041	$850.74	$11,738	$1,222.51	+$1.3K → MHN
3	$15,004	$1,050.26	$12,774	$1,364.64	+$2.2K → MHN
4	$17,357	$1,303.23	$13,944	$1,527.86	+$3.4K → MHN
5	$20,198	$1,626.02	$15,270	$1,715.87	+$4.9K → MHN
6	$23,653	$2,040.71	$16,775	$1,933.09	+$6.9K → MHN
7	$27,886	$2,577.34	$18,490	$2,184.87	+$9.4K → MHN
8	$33,115	$3,277.14	$20,450	$2,477.63	+$12.7K → MHN
9	$39,630	$4,197.18	$22,697	$2,819.19	+$16.9K → MHN
10	$47,822	$5,417.29	$25,280	$3,219.02	+$22.5K → MHN

MHN vs XYLD: Complete Analysis 2026

MHN — Stock

BlackRock MuniHoldings New York Quality Fund, Inc. is a closed ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in fixed income markets. It invests primarily in investment grade New York municipal obligations exempt from federal income taxes and New York State and New York City personal income taxes. BlackRock MuniHoldings New York Quality Fund, Inc. was formed on September 19, 1997 and is domiciled in United States.

Full MHN Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.