Is MHY or SCHD a better dividend investment in 2026?

MHY currently yields 3.69% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: MHY offers higher current income.

What is the dividend yield difference between MHY and SCHD?

MHY has a forward dividend yield of 3.69% ($0.91/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.23 percentage points.

Home › Compare › MHY vs SCHD

MHY vs SCHD: Dividend Comparison 2026

MHY yields 3.69% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MHY

● Live price

3.69%

Share price

$24.74

Annual div

$0.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$468.52

Full MHY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — MHY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MHY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MHY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

MHY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MHY

Annual income on $10K today (after 15% tax)

$314.06/yr

After 10yr DRIP, annual income (after tax)

$398.24/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, MHY beats the other by $36.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MHY + SCHD for your $10,000?

MHY: 50%SCHD: 50%

100% SCHD50/50100% MHY

Portfolio after 10yr

$27.2K

Annual income

$447.23/yr

Blended yield

1.64%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MHY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMHYSCHD

Forward yield	3.69% ✓	3.46%
Annual dividend / share	$0.91	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.4K	$29.0K ✓
Annual income after 10y	$468.52 ✓	$425.95
Total dividends collected	$4.2K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MHY vs SCHD ($10,000, DRIP)

Year	MHY Portfolio	MHY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,069	$369.49	$11,226	$346.36	$157.00 → SCHD
2	$12,227	$382.25	$12,572	$357.38	$345.00 → SCHD
3	$13,477	$394.58	$14,046	$367.84	$569.00 → SCHD
4	$14,827	$406.48	$15,660	$377.73	$833.00 → SCHD
5	$16,283	$417.94	$17,425	$387.07	$1.1K → SCHD
6	$17,851	$428.95	$19,354	$395.86	$1.5K → SCHD
7	$19,541	$439.51	$21,461	$404.13	$1.9K → SCHD
8	$21,358	$449.62	$23,762	$411.89	$2.4K → SCHD
9	$23,312	$459.29	$26,272	$419.15	$3.0K → SCHD
10	$25,413	$468.52	$29,010	$425.95	$3.6K → SCHD

MHY vs SCHD: Complete Analysis 2026

MHY — Stock

Man ETF Series Trust includes actively managed high-yield fixed income ETFs such as the Manulife Active High Yield ETF and Manulife Active Income ETF. These ETFs are designed to provide diversified exposure to high-yield bonds and income-focused strategies, leveraging Manulife’s global credit research and portfolio management expertise. They aim to deliver consistent income with risk mitigation across credit, interest rate, and liquidity dimensions.

Full MHY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.