Is MIO or QYLD a better dividend investment in 2026?

MIO currently yields 5.27% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MIO and QYLD?

MIO has a forward dividend yield of 5.27% ($0.60/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.65 percentage points.

Home › Compare › MIO vs QYLD

MIO vs QYLD: Dividend Comparison 2026

MIO yields 5.27% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MIO wins by $2.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MIO

● Live price

5.27%

Share price

$11.39

Annual div

$0.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.3K

Annual income

$738.05

Full MIO calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MIO vs QYLD

📍 MIO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MIO	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MIO + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

MIO pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MIO

Annual income on $10K today (after 15% tax)

$447.96/yr

After 10yr DRIP, annual income (after tax)

$627.34/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,183.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MIO + QYLD for your $10,000?

MIO: 50%QYLD: 50%

100% QYLD50/50100% MIO

Portfolio after 10yr

$26.8K

Annual income

$3,198.68/yr

Blended yield

11.92%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MIO buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMIOQYLD

Forward yield	5.27%	11.92% ✓
Annual dividend / share	$0.60	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.3K ✓	$25.4K
Annual income after 10y	$738.05	$5,659.31 ✓
Total dividends collected	$6.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MIO vs QYLD ($10,000, DRIP)

Year	MIO Portfolio	MIO Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,227	$527.01	$10,352	$1,192.36	+$875.00 → MIO
2	$12,566	$552.97	$10,830	$1,347.57	+$1.7K → MIO
3	$14,024	$578.42	$11,460	$1,539.07	+$2.6K → MIO
4	$15,609	$603.30	$12,275	$1,777.84	+$3.3K → MIO
5	$17,329	$627.56	$13,323	$2,078.95	+$4.0K → MIO
6	$19,193	$651.14	$14,667	$2,463.34	+$4.5K → MIO
7	$21,211	$674.01	$16,396	$2,960.57	+$4.8K → MIO
8	$23,392	$696.13	$18,631	$3,612.97	+$4.8K → MIO
9	$25,747	$717.48	$21,548	$4,482.15	+$4.2K → MIO
10	$28,287	$738.05	$25,398	$5,659.31	+$2.9K → MIO

MIO vs QYLD: Complete Analysis 2026

MIO — Stock

Pioneer Municipal High Income Opportunities Fund, Inc. operates as a closed-end management investment company. The company was founded on May 14, 2021 and is headquartered in Boston, MA.

Full MIO Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.