HomeCompareMITFX vs SPHD

MITFX vs SPHD: Dividend Comparison 2026

MITFX yields 17.26% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MITFX wins by $35.1K in total portfolio value
10 years
MITFX
MITFX
● Live price
17.26%
Share price
$11.59
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.6K
Annual income
$4,969.52
Full MITFX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MITFX vs SPHD

📍 MITFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMITFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MITFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MITFX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MITFX
Annual income on $10K today (after 15% tax)
$1,466.78/yr
After 10yr DRIP, annual income (after tax)
$4,224.09/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, MITFX beats the other by $3,738.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MITFX + SPHD for your $10,000?

MITFX: 50%SPHD: 50%
100% SPHD50/50100% MITFX
Portfolio after 10yr
$44.1K
Annual income
$2,770.42/yr
Blended yield
6.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MITFX buys
0
SPHD buys
0
No recent congressional trades found for MITFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMITFXSPHD
Forward yield17.26%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$61.6K$26.5K
Annual income after 10y$4,969.52$571.32
Total dividends collected$32.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MITFX vs SPHD ($10,000, DRIP)

YearMITFX PortfolioMITFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,426$1,725.63$11,133$432.85+$1.3KMITFX
2$15,299$2,003.92$12,363$450.36+$2.9KMITFX
3$18,676$2,305.96$13,695$467.39+$5.0KMITFX
4$22,614$2,630.78$15,138$483.90+$7.5KMITFX
5$27,175$2,977.12$16,697$499.88+$10.5KMITFX
6$32,420$3,343.41$18,382$515.31+$14.0KMITFX
7$38,417$3,727.85$20,198$530.17+$18.2KMITFX
8$45,235$4,128.46$22,157$544.46+$23.1KMITFX
9$52,945$4,543.09$24,266$558.18+$28.7KMITFX
10$61,620$4,969.52$26,536$571.32+$35.1KMITFX

MITFX vs SPHD: Complete Analysis 2026

MITFXStock

The investment seeks to provide a high level of current income exempt from federal income tax consistent with preservation of capital. The fund invests at least 80% of its assets in municipal securities, the income from which is exempt from federal income tax (including the federal alternative minimum tax (AMT)). It normally maintains an average dollar-weighted effective maturity of three to ten years.

Full MITFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.