Is MITFX or XYLD a better dividend investment in 2026?

MITFX currently yields 17.26% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: MITFX offers higher current income.

What is the dividend yield difference between MITFX and XYLD?

MITFX has a forward dividend yield of 17.26% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 6.06 percentage points.

Home › Compare › MITFX vs XYLD

MITFX vs XYLD: Dividend Comparison 2026

MITFX yields 17.26% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MITFX wins by $35.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MITFX

● Live price

17.26%

Share price

$11.59

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$61.6K

Annual income

$4,969.52

Full MITFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — MITFX vs XYLD

📍 MITFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MITFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MITFX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MITFX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MITFX

Annual income on $10K today (after 15% tax)

$1,466.78/yr

After 10yr DRIP, annual income (after tax)

$4,224.09/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, MITFX beats the other by $1,375.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MITFX + XYLD for your $10,000?

MITFX: 50%XYLD: 50%

100% XYLD50/50100% MITFX

Portfolio after 10yr

$43.7K

Annual income

$4,160.27/yr

Blended yield

9.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MITFX buys

XYLD buys

No recent congressional trades found for MITFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMITFXXYLD

Forward yield	17.26% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$61.6K ✓	$25.9K
Annual income after 10y	$4,969.52 ✓	$3,351.03
Total dividends collected	$32.4K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MITFX vs XYLD ($10,000, DRIP)

Year	MITFX Portfolio	MITFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,426	$1,725.63	$10,840	$1,120.44	+$1.6K → MITFX
2	$15,299	$2,003.92	$11,786	$1,249.59	+$3.5K → MITFX
3	$18,676	$2,305.96	$12,854	$1,397.78	+$5.8K → MITFX
4	$22,614	$2,630.78	$14,063	$1,568.33	+$8.6K → MITFX
5	$27,175	$2,977.12	$15,434	$1,765.19	+$11.7K → MITFX
6	$32,420	$3,343.41	$16,995	$1,993.14	+$15.4K → MITFX
7	$38,417	$3,727.85	$18,777	$2,257.95	+$19.6K → MITFX
8	$45,235	$4,128.46	$20,818	$2,566.58	+$24.4K → MITFX
9	$52,945	$4,543.09	$23,163	$2,927.50	+$29.8K → MITFX
10	$61,620	$4,969.52	$25,865	$3,351.03	+$35.8K → MITFX

MITFX vs XYLD: Complete Analysis 2026

MITFX — Stock

The investment seeks to provide a high level of current income exempt from federal income tax consistent with preservation of capital. The fund invests at least 80% of its assets in municipal securities, the income from which is exempt from federal income tax (including the federal alternative minimum tax (AMT)). It normally maintains an average dollar-weighted effective maturity of three to ten years.

Full MITFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.