HomeCompareMIUFF vs CL

MIUFF vs CL: Dividend Comparison 2026

MIUFF yields 3.50% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MIUFF wins by $189.5K in total portfolio value
10 years
MIUFF
MIUFF
● Live price
3.50%
Share price
$7.50
Annual div
$0.26
5Y div CAGR
47.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$230.3K
Annual income
$106,615.93
Full MIUFF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — MIUFF vs CL

📍 MIUFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMIUFFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MIUFF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MIUFF pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MIUFF
Annual income on $10K today (after 15% tax)
$297.76/yr
After 10yr DRIP, annual income (after tax)
$90,623.54/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, MIUFF beats the other by $86,031.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MIUFF + CL for your $10,000?

MIUFF: 50%CL: 50%
100% CL50/50100% MIUFF
Portfolio after 10yr
$135.5K
Annual income
$56,008.95/yr
Blended yield
41.32%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

MIUFF
No analyst data
Altman Z
0.7
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MIUFF buys
0
CL buys
0
No recent congressional trades found for MIUFF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMIUFFCL
Forward yield3.50%2.43%
Annual dividend / share$0.26$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.4%28.6%
Portfolio after 10y$230.3K$40.8K
Annual income after 10y$106,615.93$5,401.96
Total dividends collected$196.2K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MIUFF vs CL ($10,000, DRIP)

YearMIUFF PortfolioMIUFF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,216$516.35$11,012$312.01+$204.00MIUFF
2$12,799$797.83$12,196$412.95+$603.00MIUFF
3$14,949$1,254.18$13,599$549.66+$1.4KMIUFF
4$18,014$2,017.96$15,288$736.64+$2.7KMIUFF
5$22,625$3,349.72$17,353$995.28+$5.3KMIUFF
6$30,004$5,795.55$19,926$1,357.80+$10.1KMIUFF
7$42,692$10,587.78$23,194$1,873.82+$19.5KMIUFF
8$66,434$20,753.31$27,439$2,621.52+$39.0KMIUFF
9$115,572$44,488.07$33,088$3,727.38+$82.5KMIUFF
10$230,278$106,615.93$40,806$5,401.96+$189.5KMIUFF

MIUFF vs CL: Complete Analysis 2026

MIUFFStock

Mitsubishi HC Capital Inc., together with its subsidiaries, engages in the lease, installment sale, and other financing activities in Japan, North America, Europe, the Middle and Near East, Asia/Oceania, and internationally. The company operates through Customer Business, Account Solution, Vendor Solution, LIFE, Real Estate, Environment & Renewable Energy, Aviation, Logistics, Mobility, and Others segments. It offers finance solutions for corporations, government agencies, and vendors; provides sales finance through collaboration with vendors; develops, operates, and leases logistics and commercial facilities; and engages in the community development, food, agriculture, living essentials industry, and non-life insurance businesses. The company also offers real estate securitization finance, as well as engages in the real estate investment, asset management, and leasing activities; and power generation through renewable energy, as well as provision of environment-related equipment leasing and financing services. In addition, it provides aircraft, aircraft engine, marine container, railway freight car, and auto leasing services; and medical equipment leasing and finance, and social infrastructure investment and finance services. Further, the company offers trust and settlement services. Mitsubishi HC Capital Inc. was incorporated in 1971 and is based in Tokyo, Japan.

Full MIUFF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.