Is MIUFF or QYLD a better dividend investment in 2026?

MIUFF currently yields 3.50% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MIUFF and QYLD?

MIUFF has a forward dividend yield of 3.50% ($0.26/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 8.74 percentage points.

Home › Compare › MIUFF vs QYLD

MIUFF vs QYLD: Dividend Comparison 2026

MIUFF yields 3.50% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MIUFF wins by $203.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MIUFF

● Live price

3.50%

Share price

$7.50

Annual div

$0.26

5Y div CAGR

47.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$230.3K

Annual income

$106,615.93

Full MIUFF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — MIUFF vs QYLD

📍 MIUFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MIUFF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MIUFF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

MIUFF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MIUFF

Annual income on $10K today (after 15% tax)

$297.76/yr

After 10yr DRIP, annual income (after tax)

$90,623.54/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, MIUFF beats the other by $85,490.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MIUFF + QYLD for your $10,000?

MIUFF: 50%QYLD: 50%

100% QYLD50/50100% MIUFF

Portfolio after 10yr

$128.4K

Annual income

$56,327.39/yr

Blended yield

43.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MIUFF buys

QYLD buys

No recent congressional trades found for MIUFF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMIUFFQYLD

Forward yield	3.50%	12.24% ✓
Annual dividend / share	$0.26	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	47.4% ✓	0%
Portfolio after 10y	$230.3K ✓	$26.5K
Annual income after 10y	$106,615.93 ✓	$6,038.84
Total dividends collected	$196.2K ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MIUFF vs QYLD ($10,000, DRIP)

Year	MIUFF Portfolio	MIUFF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,216	$516.35	$10,384	$1,224.49	+$832.00 → MIUFF
2	$12,799	$797.83	$10,900	$1,388.18	+$1.9K → MIUFF
3	$14,949	$1,254.18	$11,576	$1,590.76	+$3.4K → MIUFF
4	$18,014	$2,017.96	$12,447	$1,844.20	+$5.6K → MIUFF
5	$22,625	$3,349.72	$13,567	$2,164.97	+$9.1K → MIUFF
6	$30,004	$5,795.55	$15,003	$2,576.05	+$15.0K → MIUFF
7	$42,692	$10,587.78	$16,853	$3,110.04	+$25.8K → MIUFF
8	$66,434	$20,753.31	$19,251	$3,813.85	+$47.2K → MIUFF
9	$115,572	$44,488.07	$22,390	$4,756.08	+$93.2K → MIUFF
10	$230,278	$106,615.93	$26,548	$6,038.84	+$203.7K → MIUFF

MIUFF vs QYLD: Complete Analysis 2026

MIUFF — Stock

Mitsubishi HC Capital Inc., together with its subsidiaries, engages in the lease, installment sale, and other financing activities in Japan, North America, Europe, the Middle and Near East, Asia/Oceania, and internationally. The company operates through Customer Business, Account Solution, Vendor Solution, LIFE, Real Estate, Environment & Renewable Energy, Aviation, Logistics, Mobility, and Others segments. It offers finance solutions for corporations, government agencies, and vendors; provides sales finance through collaboration with vendors; develops, operates, and leases logistics and commercial facilities; and engages in the community development, food, agriculture, living essentials industry, and non-life insurance businesses. The company also offers real estate securitization finance, as well as engages in the real estate investment, asset management, and leasing activities; and power generation through renewable energy, as well as provision of environment-related equipment leasing and financing services. In addition, it provides aircraft, aircraft engine, marine container, railway freight car, and auto leasing services; and medical equipment leasing and finance, and social infrastructure investment and finance services. Further, the company offers trust and settlement services. Mitsubishi HC Capital Inc. was incorporated in 1971 and is based in Tokyo, Japan.

Full MIUFF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.