Is MLCT or XYLD a better dividend investment in 2026?

MLCT currently yields 1025.64% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: MLCT offers higher current income.

What is the dividend yield difference between MLCT and XYLD?

MLCT has a forward dividend yield of 1025.64% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 1014.44 percentage points.

Home › Compare › MLCT vs XYLD

MLCT vs XYLD: Dividend Comparison 2026

MLCT yields 1025.64% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MLCT wins by $23506543.50M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MLCT

● Live price

1025.64%

Share price

$0.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23506543.53M

Annual income

$19,723,609,349,823.79

Full MLCT calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — MLCT vs XYLD

📍 MLCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MLCT	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MLCT + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

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Nov

—

Dec

—

MLCT pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLCT

Annual income on $10K today (after 15% tax)

$87,179.49/yr

After 10yr DRIP, annual income (after tax)

$16,765,067,947,350.22/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, MLCT beats the other by $16,765,067,944,501.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MLCT + XYLD for your $10,000?

MLCT: 50%XYLD: 50%

100% XYLD50/50100% MLCT

Portfolio after 10yr

$11753271.78M

Annual income

$9,861,804,676,587.41/yr

Blended yield

83.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLCT buys

XYLD buys

No recent congressional trades found for MLCT or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMLCTXYLD

Forward yield	1025.64% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23506543.53M ✓	$25.9K
Annual income after 10y	$19,723,609,349,823.79 ✓	$3,351.03
Total dividends collected	$23218513.75M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MLCT vs XYLD ($10,000, DRIP)

Year	MLCT Portfolio	MLCT Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$113,264	$102,564.10	$10,840	$1,120.44	+$102.4K → MLCT
2	$1,206,878	$1,085,685.14	$11,786	$1,249.59	+$1.20M → MLCT
3	$12,102,987	$10,811,628.23	$12,854	$1,397.78	+$12.09M → MLCT
4	$114,279,868	$101,329,670.98	$14,063	$1,568.33	+$114.27M → MLCT
5	$1,016,469,856	$894,190,397.43	$15,434	$1,765.19	+$1016.45M → MLCT
6	$8,520,740,273	$7,433,117,527.67	$16,995	$1,993.14	+$8520.72M → MLCT
7	$67,350,310,269	$58,233,118,176.66	$18,777	$2,257.95	+$67350.29M → MLCT
8	$502,243,173,894	$430,178,341,906.41	$20,818	$2,566.58	+$502243.15M → MLCT
9	$3,535,452,502,858	$2,998,052,306,790.74	$23,163	$2,927.50	+$3535452.48M → MLCT
10	$23,506,543,527,881	$19,723,609,349,823.79	$25,865	$3,351.03	+$23506543.50M → MLCT

MLCT vs XYLD: Complete Analysis 2026

MLCT — Stock

Malachite Innovations, Inc., together with its subsidiaries, provides health and wellness products in the United States. It offers a portfolio of approximately 100 novel cannabosides, including glycosylated tetrahydrocannabinol, cannabidiol, cannabidivarin, and cannabinol. The company also develops THC-glycoside (VBX-100), an oral prodrug for the treatment of gastrointestinal diseases, including inflammatory bowel disease and irritable bowel syndrome. In addition, it engages in identifying, investing in, and repositioning environmental situations with a focus on technological innovations and eco-friendly solutions. The company was formerly known as Vitality Biopharma, Inc. and changed its name to Malachite Innovations, Inc. in October 2021. Malachite Innovations, Inc. was incorporated in 2007 and is headquartered in Cleveland, Ohio.

Full MLCT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.